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Debt Consolidation Forums Payday Loan help

Anyone heard of Ecare Contact Centers?



Sub: Anyone heard of Ecare Contact Centers?
Tue, 06/11/2012 08:37

Received a collection letter from Valentine & Kebartas, Inc collecting for ECARE CONTACT CENTERS. I never heard of either of these companies. However, research on the internet sounds like ECARE is a collection agency for internet payday loan companies. Does anyone have any information? I did have several payday loans.



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Sub: #1 THE RESPONSE FROM ECARESun, 10/27/2013 - 19:27



NICE TRY ECARE FOR YOUR STUPID LONG RESPONSE TRYING TO LEGALIZE YOUR ILLEGAL OPERATIONS..DON'T LISTEN TO THEIR CRAP...


bingonut
bingonut

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Sub: #2 You can check your loan docsMon, 08/12/2013 - 11:37



You can check your loan docs for an address or even the internet. Have you tried this?



neighbor
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Sub: #3 addressMon, 08/12/2013 - 11:20



Do you still have this address? I would like to send them the letter directly. thank you



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Sub: #4 ecareTue, 12/18/2012 - 12:52



they just calld me,nasty messages..im doing a pdl consalidation...to get rid of them..i have had numerous phone calls from 2 company of pdl and they call numerous times daily...cant wait to get this over with...was trying to figure out who this company was now i know..



Unregistered

Sub: #5 Can I please have your attorneys number?Tue, 11/06/2012 - 08:37



Can I please have your attorneys number?


Unregistered

Sub: #6 ScamFri, 07/27/2012 - 16:10



This company has people within their company calling their customers and pretending they are east indians and geting them to pay them and then tell you its a scam they dont know how they are getting your info. Its because they are greedy people and want you to pay them twice. When this happens to you and they tell you to contact your local police tell them you know its within their company.


Unregistered

Sub: #7 E-care contact centers-what they REALLY areTue, 06/05/2012 - 17:57



E-care contact centers is a collection company for multiple payday loan companies. When a loan is not paid in full on the date it is supposed to be they contact you.
When the application for a loan is filled out, you do have the option to mark your work number as a Do not call number. this will ensure that you are not bothered at work. however some people dont mind being called at work to be notified of issues like this as these loans if not paid on time are reported to Teletrack (basically it can cause certain places not to accept checks or cash checks for you. and it could last for up to 7 years)
They're goal when they contact you to make you aware (you'd be surprised at how many people take out loan after loan and arn't even aware that there is an error until they see thier account in the negative) if you have funds to take care of it right away (as a lot of times the bank process debits before processing credits from our pay making them go nsf) the representatives can put you right back into good standing so you can reborrow if needed and northway financial will send a notice back to teletrack telling them your accounts been paid.
on a side note, its not actually ecare who calls your employer its northway financial..they are calling your employer to make sure that the info on the application is true. (there are a lot of people who take out loans online with fake info because they think they can get money for free)

All in all if you call them back right away find out what the problem is and work with them to come up with a solution you will find they really arnt bad. Plus, you will find that when you call them they do tell you that northway financ. will call your employer if there are no arrangments to take care of what you owe. They also tell you right away they your name was listed with teletrack.

On a side note, I have dealt with this company for years, and there were a few incidents where something did go wrong i either over estimated my pay, or wrote a cheque that i didnt clearly have marked in my check book..they only have a short time with people to work with when one of thier auto debits come back as nsf. thats why they call so much. they need as much time as they can to work with you in case payment arrangments need to be made. but if you call them back, listen to what they have to inform you of and work with them to take care of it then you will find that its not that hard to deal with. You gotta think, if you were lending your money out to someone in good faith that they are going to pay you back on time wouldnt you be eager to contact them for your money??

by the way, the company does not work with debt consolidation companies period. and answering the phone at work 'saying leave me alone" is not enough for them to stop calling you at work, you need to tell them that you cannot recieve calls at work, as soon as you tell them that they add that to your account. also, its only harassment if they call you multiple times a day on the SAME phone number. they are allowed to call each number one per day.

If you wonder how I know so much its because I have dealt with them for years like I said. I ask lots of questions and clarify everything, and I was told all this by one of their representatives. She was very nice and helped me pay back each one. I have not taken out a loan for a short while as I dont need the help right now. but at least i know if something comes up I can go back to them.

Hopes this answers some peoples questions and helps clarify what exactly they do. If you know more about the reasoning behind some things it might make you think twice before slamming down the phone thinking just another bill collector. They are the only place that gives you money right back after you pay them!!:)


SOAPLADY
SOAPLADY


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Sub: #8 Zip 19 is an illegal lender. Personally I would be sending an CWed, 05/30/2012 - 19:24



Zip 19 is an illegal lender. Personally I would be sending an CA a cease and desist.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #9 EcareWed, 05/30/2012 - 18:42



Ecare is collection agency for zip19 payday loan. If you owe money for a payday loan call them and work it out with them. They are rude but once you call the agent they will stop calling.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17121
Credits: 385004.23424978 Send message to SOAPLADY

Sub: #10 http://www.ecarecentres.com/contact.phpThu, 05/10/2012 - 20:04



How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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