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plain green and mobiloans need advice



alohnsman

Posts: 4
Credits: 457.15
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Sub: plain green and mobiloans need advice
Mon, 22/10/2012 11:11

Has anyone delt with plain green and mobiloans, what were the results ?



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Unregistered

Sub: #1 MobiloanWed, 12/26/2012 - 10:52



This Company is fraught, I borrowed $800.00

have paid back $640.00 and they telling me that I still owe 760.00



Unregistered

Sub: #2 MobiloanWed, 12/26/2012 - 10:50



This Company is fraught, I borrowed $800.00

have paid back $640.00 and they telling me that I still owe 760.00



HelpinAZ
HelpinAZ

Posts: 1774
Credits: 26970.785013894

Sub: #3 They are also an illegalFri, 12/21/2012 - 15:12



They are also an illegal lender -- you only owe then principal and if you follow the steps by OhioGal1 in the stickies in the forums on Payday Loans - on how to deal with that is all you will pay... no interest no fees... Not anything like a Bank - banks are licensed to lend in the state you live in and they follow the stated mandated usury laws on what they can charge for interest..


USA Payday Loan Laws
How to deal with illegal lenders, step by step instructions, courtesy of OhioGal
How to write a proper debt validation request, courtesy of SOAPLADY
How to deal with a Collection agency contacting you for PDLs, courtesy of Waffles


Unregistered

Sub: #4 plain green loansThu, 12/20/2012 - 16:46



I have taken 2 loans out with this company and I like them. They are expensive but what I like is they add the interest and divide it into a number of payments that are all the same. That way for 3, 6 or 9 months of payments, you know how much to budget to pay them back and you know when it will end. It is almost like a bank except about triple a bank's interest but you get the money when you need it.



OhioGal1
OhioGal1


Debt Samaritan
Posts: 5216
Credits: 76730.096477606

Sub: #5 Great news! Congrats!Mon, 10/22/2012 - 11:11



Great news! Congrats!

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


Unregistered

Sub: #6 Plain GreenWed, 10/17/2012 - 08:28



I sent Plain Green the letter recommended on this forum last week... revoking any and all authorizations and that I was willing to repay the principal amount only with payments already made applied.

I received a response back from them within a few days, and it looks like they are going to accept it. I am so thankful for this forum and all the help from everyone! Hope you are able to get back on track as well!!


OhioGal1
OhioGal1


Debt Samaritan
Posts: 5216
Credits: 76730.096477606

Sub: #7 I would close the account anyway. Just call your legit company Wed, 10/17/2012 - 07:59



I would close the account anyway. Just call your legit company and give them a prepaid debit card for your final payment. Tell them there was some fraudulent activity on your account and you had to close it.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


Unregistered

Sub: #8 Did y'all who were successful with the ACH revokation have to clTue, 10/16/2012 - 14:00



Did y'all who were successful with the ACH revokation have to close your accounts? I am on the verge of dealing with PGL, and I am not in default and do want to pay the principal but not the absurd interest. I have another very small PDL due in about 10 days with a legit company, and I'd prefer to not close the account so as not to have to work through that mess with the legit company.

I'm ahead on my payments to PGL, and only owe them about $200 of principal, but it would be pretty alright to break that into 2 months payments of 100 to give myself a break!

Thanks :p


ksmith3
ksmith3
Posts: 36
Credits: 624.7

Sub: #9 Mobiloans cooperates rather easily. Here was my reply from them:Mon, 10/15/2012 - 09:34



Mobiloans cooperates rather easily. Here was my reply from them:

Your correspondence has been directed to me for review and I thank you for the opportunity to assist you at this time in connection with your Mobiloans Line of Credit Account (???Account???).

We understand that all situations are different and would like to offer you the opportunity to pay the remaining principal due on your Account in the amount of $560.00. We propose the following payment plan to coincide with your pay periods as indicated on your Mobiloans application:

11/30/2012 - $112.00
12/30/2012 - $112.00
01/30/2013 - $112.00
02/28/2013 - $112.00
03/30/2013 - $112.00

To answer your questions regarding the legality of this loan, your Account Agreement indicates that your Account is governed by the laws of the Tunica-Biloxi Tribe of Louisiana, (the ???Tribe???) a sovereign nation recognized by the United States of America. As such, the laws of the Tribe permit Mobiloans to offer the Account in accordance with Tribal law.

In addition, MobiLoans, LLC (???Mobiloans???) is organized under the laws of the Tribe, is owned and operated by the Tribe, and operates exclusively on land owned by the Tribe. As such, Mobiloans is an ???arm of the Tribe,??? and entitled to sovereign immunity and therefore not subject to any state laws.

In any event, pursuant to your request, we have removed your contact numbers from our system and we will make no further ACH debits from your account.

Please reply to this email if you accept this offer to settle your Account and we can set up a payment plan.


Thank You,

Mobiloans Account Service Team


asprs2002
asprs2002
Posts: 13
Credits: 592.95

Sub: #10 Plain Greens, Great Plains Lending and MobiLoans are all illegalMon, 10/15/2012 - 08:41



Plain Greens, Great Plains Lending and MobiLoans are all illegal tribal lending company (at least in my state of NJ, I believe they are also illegal in Texas--other posters please confirm).

I sent those companies ACH revocation letter on 9/17 and I got PIF from Great Plains after the first week, PIF from Plain Greens by the end of second week, and a EPP from MobiLoans last week. Those three doesn't seem to offer you a tough fight based on my own experience.


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