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Debt Consolidation Forums Payday Loan help

payday loan help in ohio!!!



mrthumper68

Posts: 14
Credits: 2235.2
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Sub: payday loan help in ohio!!!
Tue, 05/08/2008 16:15

OK HERE IT IS I CURRENTLY HAVE 17 ONLINE PDLS. IHAVE TALKED TO LANGHORNE THEY SEEM OK. BUT IT WOULD BE AT LEAST 3 MONTHS BEFORE ANY SETTLEMENTS WOULD BEGIN THERE FEES WOULD BETAKEN OUT OF THE 505.00 THEY WANT ME SET ASIDE EACH MONTH. FEES THE FIRST 3 MON. WOULD BE 484.00 TOTAL AFTER 6 MONTHS 1900.00. AS STATED I HAVE 17 PDLS.GRAND TOTAL 5350.HERE IS A LIST OF WHO THEY ARE AND HOW MUCH HAS BEEN PAID BACK.
1.instantloansnow-500- not due till 1-25-08
2.yourcash-300-pd 288 on it this includes 3financefees plus 50dollar paydown.
3.cashnetusa-400- not due till 1-25-08
4.littleloanshoppe-300- not due till1-25-08
5.loanshoponline-300- 2rollovers total 180.00
6.vinceenterprisesltd-300-pd305 this includes 3rollovers&50on the balance.
7.quickestcashadvance-300- not due till1-25-08
8.epaydayloans-300- 90 rollover
9.paydaycashlink-300- pd 265 includes 2rollovers& 50on the balance.
10.paydayloanyes-350-pd155 includes 105 finanace fee& 50 onbalance
11.b&lmarketing-200- pd.120in rollovers
12.edollarsdirect-300-pd 305 includes 3rollovers& 50paydown
13.djatmarketing-300-pd 180rollovers
14.usfastcash-300- not du till 2-01-08
15.unitedcashloans-300- pd 180 refi. charges
16. cashtransfercenters-300- not due till 1-25-08
17.big-225-pd 1 refi.charge 80
all are current i have questions on how to deal with them. i have closed my account already. so i have 2 weeks till the fun begins. if you can help that would be great.



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Shazzers
Shazzers


Posts: 17128
Credits: 158665.35

Sub: #1 lost I may be able to help you, I am from Ohio too, start your oTue, 08/05/2008 - 16:15



lost I may be able to help you, I am from Ohio too, start your own topic and list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-acc ount.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


Unregistered

Sub: #2 Payday loansTue, 08/05/2008 - 15:24



I have six payday loans what is the first step to getting out of this mess I cant pay my regular bills would consumer credit counseling help me out I live in ohio


Unregistered

Sub: #3 Payday loansTue, 08/05/2008 - 15:24



I have six payday loans what is the first step to getting out of this mess I cant pay my regular bills would consumer credit counseling help me out I live in ohio


Shazzers
Shazzers


Posts: 17128
Credits: 158665.35

Sub: #4 Minerva, what company are you referring to? We are a community dTue, 08/05/2008 - 11:12



Minerva, what company are you referring to? We are a community dedicated to helping people get out of debt, if you need to make payment arrangements, then you need to get in touch with the company directly. :)

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


Unregistered

Sub: #5 my paymentTue, 08/05/2008 - 10:46



Hi,
I was wondering if I can pay the $75 payment on 8/14/08 instead of the whole amount. I am confused as to how I pay the rest of the loan back. What is the dollar amount?


Shazzers
Shazzers


Posts: 17128
Credits: 158665.35

Sub: #6 mrthumper68 you posted this in January, will you please update tSat, 04/26/2008 - 17:33



mrthumper68 you posted this in January, will you please update the list, and update the amounts you have actually paid back? THANKS!!

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


Shazzers
Shazzers


Posts: 17128
Credits: 158665.35

Sub: #7 Whoops, OK I am confused, I just noticed this is an older threadSat, 04/26/2008 - 17:30



Whoops, OK I am confused, I just noticed this is an older thread. :?

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


Shazzers
Shazzers


Posts: 17128
Credits: 158665.35

Sub: #8 I posted this in your other thread about paydayyes: I can givSat, 04/26/2008 - 17:29



I posted this in your other thread about paydayyes:

I can give you a tip how to deal with them. :P I am from Ohio also, I sent them a "not so nice" email and told them and told them I demanded a PIF letter, I gave them 48 hrs to do so. I informed them I was filing a complaint with my AG, Department Of Financing, BBB, and I also told them I was going to write an article about their company's poor business practice and submit it to every news site on the Internet. I received a PIF the next morning, but I still followed through with what I said I was going to do!

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


mrthumper68
mrthumper68
Posts: 14
Credits: 2235.2

Sub: #9 anybody currently dealing with these lenders.any advice would beSat, 04/26/2008 - 16:24



anybody currently dealing with these lenders.any advice would be great. I have setteled with cashnetusa,big& ctc.the others not yet.


kashzan
kashzan
Posts: 5376
Credits: 40821.4

Sub: #10 here are the laws for your state. Please be sure that your bank Wed, 01/23/2008 - 09:11



here are the laws for your state. Please be sure that your bank will not "force open " your closed account when these debits hit. Many banks do , and it will be a major headache dealing with all the NSF fees. there is a sticky at the top of the pay day forum that should always be read prior to closing your account. Sometimes a hard debit block works better. In any case please check with your bank.
here are the Payday loan laws for Ohio (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-p dls-laws.html


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