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Checksmart is making threats





Sub: Checksmart is making threats
Wed, 12/12/2007 06:59

Hi everyone,

I just got a vociemail from checksmart...They said they have a complaint against me. Don't what this means and they say if I don't call them in 24 hours will be sent to the state of AZ. Don't know what this means. I have 3 accounts with them...I've paid half of one them on a 432 balance. One store I owe 345, another $232 and another 405 bucks or so...I don't want to have to deal with their corp office. They are so intimidating.



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goudah2424
goudah2424

Posts: 7801
Credits: 122214.6

Sub: #1 Checksmart is legal and can collect on the debt. Besides, theWed, 12/12/2007 - 06:59



Checksmart is legal and can collect on the debt.

Besides, they will all "attempt" to collect, legal or not. But nothing is so black and white. It really depends on the specifics involved in each situation.

How I make some extra cash

I earn at least $20 extra every month doing offers. And you don't have to pay a cent.


RoxyNY
RoxyNY

Posts: 4141
Credits: 13312.501837385

Sub: #2 Bobbie, Not necessarily. We would needto know which companies yTue, 12/11/2007 - 16:35



Bobbie, Not necessarily. We would needto know which companies you have loans with and what state you are in. We can help you work on this if you want to post that information.I woudl advise though that you start a thread with you as the author. That makes it easier for us and you to find you again. :D

In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.


Unregistered

Sub: #3 Question?Tue, 12/11/2007 - 16:27



Are u saying if they r not legal and r internet loans they can not attempt to collect?


volleyballmom
volleyballmom

Posts: 4112
Credits: 28451.9

Sub: #4 No worries bobbie, you're fine! Just wanted to make sure we gaveTue, 12/11/2007 - 15:58



No worries bobbie, you're fine! Just wanted to make sure we gave the right person the right info...do you have a thread of your own someplace? We can help! :D


Unregistered

Sub: #5 YesTue, 12/11/2007 - 15:52



Yes,sorry! I just thought I would get in on this because I am having a rough time also!! I have several loans and have closed my account!! I didn't send letters but I have arrangements made with most! Unfortunately for more than what I should pay!! How can I get them to see this??


volleyballmom
volleyballmom

Posts: 4112
Credits: 28451.9

Sub: #6 Are there 2 cases here? I see postings from Danka about checksmaTue, 12/11/2007 - 15:43



Are there 2 cases here? I see postings from Danka about checksmart and then bobbie?


Unregistered

Sub: #7 Well if they have a complaint....Tue, 12/11/2007 - 15:41



Well if Checksmart does have a civil complaint. The thing to do is try to pay them down as much as possible...also keep receipts. Remember no court has jurisdiction over a defendent until the defendent is served the compaint by a process server, court deputy. When I heard the threat, I know one thing, in AZ they can not charge me with any crime...


Unregistered

Sub: #8 Why??Tue, 12/11/2007 - 15:38



I talked to MTE to try to settle or something and I have already paid 500 on a 300! They want to settle for an additional 275!! I said to her that I have already paid 500 on 300 and she said that is the way the loan works! She said I am bound to that because of my agreement on the docs!!


goudah2424
goudah2424

Posts: 7801
Credits: 122214.6

Sub: #9 Checksmart is legal and can collect on the debt.Tue, 12/11/2007 - 15:29



Checksmart is legal and can collect on the debt.

How I make some extra cash

I earn at least $20 extra every month doing offers. And you don't have to pay a cent.


Unregistered

Sub: #10 Question?Tue, 12/11/2007 - 15:23



Are u saying if they r not legal and r internet loans they can not attempt to collect?


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