Check Resolution Services threatening to serve summonsâ€“Iâ€™m too scared
I live in Texas. I had gotten a PDL with Check N Go online last year and due to money problems was unable to pay it. I am now receiving calls from someone named Kevin Carlson who says he is a process server in Tarrant County and Check Resolution Services is trying to serve me with a summons for theft by check, internet fraud, etc, but if I could work out an arrangement with the company (he gave me my client no & phone number 888-995-0615) he wouldn't have to serve this summons. First off, since when do process servers care enough to try to help you?! Their job is to just serve the papers not get involved.
I called this number back and lo and behold the same guy "Kevin the process server" answered and his name is now Seth. I know it's the same guy, because he has a very distinct voice. He kept putting me on hold saying he needed to talk with the bank about arrangements. When I asked the bank name he said it was First Federal. When I took out the loan with Check n go, the bank was First Bank of Delaware....not sure about than one.
He said the bank would give me 90 days to take care of this matter and he needed my debit card number. I told him that I would not give him a debit card/nor ACH information, but if he would give me an address I would send him a money order and make arrangements that way. He was like "Oh no, by the time we get your money order, you will have been served and then there's nothing I can do." He told me about all these fees I would incur at court and then they would fly their attorney in on his corporate jet and I would have to pay for that also! Good grief!
I told him to do what he needed to do because I wasn't giving my bank information. He kept saying he couldn't believe I'd rather go to court than give out my bank information! He said "Well, I see you really want to pay this off, so let me contact the bank again and see if they'll wait and I will call you back."
He called me on my cell phone, home phone and then when I didn't answer I get a call from my area code and when my son picked up the phone it was him with a totally different name on the caller ID. I know this was a ploy to get us to answer the phone by using a local. Not sure how he pulled that one off.
Anyway, I would be willing to make arrangements to get this debt taken care of, but all these underhanded tactics are ridiculous. I have a hard time believing that after almost 2 years they are now saying they are going to take me to court.
Anyone have any knowledge of Check Resolution Services or collection agencies with Check N Go, or just give me some advice on what to do.