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ace cash advance loan- will i go to jail?





Sub: ace cash advance loan- will i go to jail?
Mon, 31/01/2011 13:38

On December 7, 2004 I took out a payday loan from Ace Cash Express in Pennsylvania for about $360. I gave them a check postdated for my next pay period but couldnt pay it when my paydate came. I moved to Georgia, where i currently reside, and once i was able to i started paying one collection agency back for this on a monthly basis. I made a payment last month now a different collection agency by the name of Delanore Kimper and Associates is calling me threatening me with jail time if i dont pay it in full. The agency lied and told me they were a lawfirm when they are not, and violated the fdcpa in very many ways when they called my job and faxed me a ridiculous letter that had my jobs address on it and no disclosure or mini miranda. I work for a collection agency, but I would like to know if this is indeed something that i will go to jail for because i am very scared about that part. My boss and his attorney are going to help me file suit against this agency for all of their violations. They didnt realize they were calling a collector!!!!!



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Shazzers
Shazzers


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Sub: #1 You can NOT go to jail for owing a debt, and you should NEVER adMon, 01/31/2011 - 13:38



You can NOT go to jail for owing a debt, and you should NEVER admit to owing a debt to a voice on the phone!

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


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Sub: #2 HI I had a phone call today about a loan for which I cannot recaMon, 01/31/2011 - 13:30



HI I had a phone call today about a loan for which I cannot recall ever getting, secondly, they threatened me to file charges and have the authorities come put me in jail, I spoke with this guy number couldn't hardly understand him and he wanted me to submit a letter stating I would pay these two amounts and I appeased him and wrote down everything he said to put in a letter sending it by email, but then I asked him to send me the information he had that this company was suing me for the money $649.00, on a $225.00 loan I supposedly received, he kept saying send me the letter and I will send you the papers I have later, I stopped him after asking him 5 times to send me what I'm asking you for first then you will get a letter from me, he would not agree to emailing me the information, and I said to him don't fast talk me, that I don't see what the problem is it will take all of 5 minutes for him to send me something to my email saying who is suing me and the amounts, then I will send him his letter, of course after going back and forth, I just hung up,


paulmergel
paulmergel


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Sub: #3 Quote:Originally Posted by AnonymousI gave the Indian company frThu, 04/29/2010 - 06:05



Quote:
Originally Posted by Anonymous
I gave the Indian company from "California" calling me too. They say they must have a notarized letter and I've already paid more than twice the amount of original loan. They still say I owe 225.00 or I go to jail but if I end up in court they wouldn't get money, I'm
actually really scared because I am a single parent of an infant and I'm tired of being threatened. They do say they are lawyers but can't give me any information about the case they say is already in court.


they are in INDIA.that is why they lie and say things to get money out of people.you are not going to jail,and there is no court case.you would have been served a summons first.do not worry or pay these losers.first file a police report for the threat.then file AG,and FTC complaints using either the name of the scam,or the number that comes up on caller id.then ignore them do not answer the phone if the number doesn't look familiar.the messages will get more ridiculous as time goes by,but just know that nothing they threaten they can do being in INDIA.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Shazzers
Shazzers


Posts: 17128
Credits: 158855.5

Sub: #4 Quote:Originally Posted by AnonymousI gave the Indian company frThu, 04/29/2010 - 06:04



Quote:
Originally Posted by Anonymous
I gave the Indian company from "California" calling me too. They say they must have a notarized letter and I've already paid more than twice the amount of original loan. They still say I owe 225.00 or I go to jail but if I end up in court they wouldn't get money, I'm
actually really scared because I am a single parent of an infant and I'm tired of being threatened. They do say they are lawyers but can't give me any information about the case they say is already in court.

You can NOT go to jail for owing a debt! If you are referring to Ace Cash Services they are not licensed to lend ANYwhere, therefore any threats they are making are totally bogus. Don't speak to them anymore on the phone, hang up as soon as you realize it's them.

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


Unregistered

Sub: #5 I gave the Indian company from "California" calling me too. TheThu, 04/29/2010 - 05:51



I gave the Indian company from "California" calling me too. They say they must have a notarized letter and I've already paid more than twice the amount of original loan. They still say I owe 225.00 or I go to jail but if I end up in court they wouldn't get money, I'm
actually really scared because I am a single parent of an infant and I'm tired of being threatened. They do say they are lawyers but can't give me any information about the case they say is already in court.


Unregistered

Sub: #6 Ace payloan I can't repay -new questionMon, 08/10/2009 - 11:44



I've finally worked out that I can actually get a stop pay on an electronic check or ACH. Ace told me that's impossible, it will go through, but my Chase bank manager will do it for me as long as I have the ACH number. Ace won't give me the number of the ACH though, do they have to? Is there some law that says this?
I fully intend to pay off the payday loan, I just do not have the whole amount required now. If the electronic check is refused, they will have to accept smaller payments from me.


nohiogal
nohiogal

Posts: 2562
Credits: 11799.7

Sub: #7 1919 Blanding Blvd., suite 4 Jacksonville, FL 32210Tue, 05/12/2009 - 08:36



1919 Blanding Blvd., suite 4
Jacksonville, FL 32210

To infinity, and beyond


Unregistered

Sub: #8 where can i obtain the address from?Tue, 05/12/2009 - 08:11



where can i obtain the address from?


Unregistered

Sub: #9 where can i obtain the address from?Tue, 05/12/2009 - 08:11



where can i obtain the address from?


nohiogal
nohiogal

Posts: 2562
Credits: 11799.7

Sub: #10 If you search H&P you will find lots on information on the. TheyTue, 05/12/2009 - 08:07



If you search H&P you will find lots on information on the. They are scum.

Send them a debt validation letter.

To infinity, and beyond


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