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WS Funding LLC (CashCall, Western Sky)



susanstuff

Posts: 35
Credits: 590.1
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Sub: WS Funding LLC (CashCall, Western Sky)
Thu, 01/11/2012 09:53

Anyone get a straight answer from CashCall as to who/what/where are? CashCall won't give out info when requested.



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waffles
waffles


Posts: 1680
Credits: 31134.290299934

Sub: #1 They are an illegal lender. If it goes to collections you C an DThu, 11/08/2012 - 17:24



They are an illegal lender. If it goes to collections you C an D them. I will tell you all CashCall loans go to a company called Delbert Servicing for collections. I do not believe delinquent Western SKy originated loans are sold, however.

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs


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Sub: #2 Cash CallThu, 11/08/2012 - 12:19



So I have had this very same issue recently. Today I was on the phone with cash call for "non payment" of my loan. Iexplained to them that my loan documents have nothing regarding cash call on them, so I am no longer authorizing any payment to them, until they can verify I have a signed aggreement with them. I told them I would be happy to talk directly with Western Sky or they could fax or email me a loan aggreement I have with Cash Call. The women on the phone told me " I am just making an excuss not to pay". I told her to verfiy my loan with them somehow or I could provide a document that does not have cash call on it. She told me my original loas with Western Sky says "Cash Call" on the top.

After pulling up the loan I disputed this with her over the phone and said I'd be happy to provide her with this information. She refused to give me a fax or email address and said I will continue to accrue interest at 135% and they will get their money one way or another.

So Isaid lets agree to disagree and I will contact the attorny general. Within minutes of hang up a recieve an email saying as of today my loan has been sold to WS Funding LLC and will be serviced by CASH CALL. And I have thirty days to dispute this.

This seems very odd to me. I wonder what is the next step if a dont make a payment. I am very hesistant to send any more money to CASH CALL. I feel as though Western SKY, WS LLC or Cash Call needs to work out a plan that I only pay back the principle amount borrowed which to date I have paid 33% of.

They are unwillin to work with anyone. My though is eventually this will go to a collection agency who is more reasonable.

Any adivce?


susanstuff
susanstuff
Posts: 35
Credits: 590.1

Sub: #3 wanna guess where WS Funding is located?Sat, 11/03/2012 - 19:49



Anaheim, where CashCall is located.

As the Church lady would say - how CONVENIENT...........


keltin
keltin
Posts: 45
Credits: 718.2

Sub: #4 oh nice - great points! Again, please post your progress here,Thu, 11/01/2012 - 10:51



oh nice - great points!

Again, please post your progress here, as your information will be VERY helpful to others who have fallen victim to WS/CC.

Thanks for taking this route! :):hug:


susanstuff
susanstuff
Posts: 35
Credits: 590.1

Sub: #5 oh, I believe both hands know what they are doing. I plan onThu, 11/01/2012 - 10:49



oh, I believe both hands know what they are doing.

I plan on using this to get cashcall off my credit reports.


  • How can they report a loan for Western Sky if it no longer owns it.
  • How can they report a loan for WS Funding if they have no idea who they are.


keltin
keltin
Posts: 45
Credits: 718.2

Sub: #6 It's almost as if the left hand doesn't know what the right handThu, 11/01/2012 - 10:47



It's almost as if the left hand doesn't know what the right hand is doing.

Please keep us posted on how this turns out. I currently have a loan from WS that I'm contesting it's legality. :)


susanstuff
susanstuff
Posts: 35
Credits: 590.1

Sub: #7 and I got a call back from Kristen who said to call another girlThu, 11/01/2012 - 10:43



and I got a call back from Kristen who said to call another girl Cheryl. Called her, surprise - she works for Western Sky. She asked me for my email address to send WS Funding info.

Too much.


susanstuff
susanstuff
Posts: 35
Credits: 590.1

Sub: #8 ok, here is where it gets real fishy (like it wasn't so far, lolThu, 11/01/2012 - 10:36



ok, here is where it gets real fishy (like it wasn't so far, lol)

I called CashCall today and asked who the current owner was. At first they said Western Sky and then I said - why are you saying WS Funding in your letters. They go on to say, oops, sorry you are correct. Then I request WS Funding's info. They say they don't have it and I have to call Western Sky and give me a number. ???

Call Western Sky and they say - don't have it. They will have to call Cashcall for it and will get back to me in 5 min. ?????????

Really????


susanstuff
susanstuff
Posts: 35
Credits: 590.1

Sub: #9 also, did anyone get the alleged email CashCall continues to refThu, 11/01/2012 - 10:10



also, did anyone get the alleged email CashCall continues to reference in their letters/emails regarding sale of loan to WS Funding LLC?


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