Sent out the letter letting the PDL know they are illegal in my state and to stop withdrawls out of my account. I even asked for a refund ( loan was for 300.00 and I paid back 780.00). Their collections replied back saying the contract was completed via the World Wide Web and the governing law is based in the isle and providence of Nevis West Indies Bahamas. I am so confused
PDL is Everest cash advance and I am in CA
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.