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Got an ugly responce from my first letter I sent



Confused in CA

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Credits: 899.45
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Sub: Got an ugly responce from my first letter I sent
Sat, 26/03/2011 11:18

Sent out the letter letting the PDL know they are illegal in my state and to stop withdrawls out of my account. I even asked for a refund ( loan was for 300.00 and I paid back 780.00). Their collections replied back saying the contract was completed via the World Wide Web and the governing law is based in the isle and providence of Nevis West Indies Bahamas. I am so confused
PDL is Everest cash advance and I am in CA



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floridagirl
floridagirl
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Sub: #3 I also live in Florida and got the same response from Pam Bondi'Sat, 03/26/2011 - 11:18



I also live in Florida and got the same response from Pam Bondi's office. They don'r care. She is the new AG in FLorida. The nre republican regime is for business and they don't care about the little people. I was extremly disappointed with the State of FLorida


aubrey
aubrey


Debt Samaritan
Posts: 1157
Credits: 20097.761432107

Sub: #4 When Eastside goes to debit your account and can't, they will coFri, 03/25/2011 - 09:30



When Eastside goes to debit your account and can't, they will contact you. They will ignore your letter and just keep requesting that you pay them. Just resend your original letter to them. When they persist, remind them that there's a cease and desist against them in CA.


Confused in CA
Confused in CA
Posts: 11
Credits: 899.45

Sub: #5 Yes I closed the account, I thought for sure they would've beganFri, 03/25/2011 - 08:59



Yes I closed the account, I thought for sure they would've began to call me but no one has called. Eastside and Advance Me today didn't even respond to my letters. Only Everst responded


reeree313
reeree313
Posts: 9
Credits: 348.4

Sub: #6 her name was Sarah Layton from Pam Bondi's office is the one whoThu, 03/24/2011 - 09:02



her name was Sarah Layton from Pam Bondi's office is the one who responded to me. I don't even know what to do from here and I'm extremely frustrated


paulmergel
paulmergel


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Sub: #7 i am too.since if a pdl isn't licensed in FL the loan is non-enfThu, 03/24/2011 - 06:33



i am too.since if a pdl isn't licensed in FL the loan is non-enforceable,or collectable.suprised they responded that way.do you have a name of the person who responded?again your AG has fought pdl's hard,and if someone in their office is not doing what they can to help you then you should report that person right away.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


reeree313
reeree313
Posts: 9
Credits: 348.4

Sub: #8 Attorney General ComplaintThu, 03/24/2011 - 06:17



I just wanted to add that i did file a complaint with the AG of Florida over a PDL company, and they really didn't seem to care that much. Told me to file with the AG of the state that the lender was in and to contact internet crimes division etc...but basically didn't offer any help from their office. I was very disappointed


Unregistered

Sub: #9 Every US bank and credit union has a standard form to reverse unWed, 03/23/2011 - 20:52



Every US bank and credit union has a standard form to reverse unauthorized electronic transactions. It is your right to revoke pre-authorized debits. Call up your bank or credit union and ask where you can get the form for unauthorized electronic debits. Send honest copies of this form to your bank every time they attempt to debit after you told them they couldn't. Your bank will refund you the amount they took plus any bank fees that wouldn't have occurred if they didn't debit to begin with. Your bank will also charge them a fee for each reversal.


aubrey
aubrey


Debt Samaritan
Posts: 1157
Credits: 20097.761432107

Sub: #10 Did you close your checking account so they can't withdraw any mWed, 03/23/2011 - 15:11



Did you close your checking account so they can't withdraw any more funds?


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