I keep getting calls at my work number from Ameriloan. I do owe them money, and have stated in a letter sent late Nov that I will pay the principle only with payments starting in January.
They keep calling my work (usually 3-4 times weekly). I keep informing them, as I have in the letter I sent, that they cannot contact me at my place of employment. I have filed complaints with the BBB (which Ameriloan didn't respond), the FTC (haven't heard a response from them) and my states attorney general. I sent the Atty Gen all the times and names of representatives who call. They have wrote back stating the case is being investigated.
I would like to know if Ameriloan is breaking any laws regarding their collection practices and what actions I can take, beyond the ones stated previously, to cease the harassing phone calls at my place of employment.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.