I first want to thank everyone who helped me yesterday on this site.
I have effectively 'blocked' any and all ACH transactions (and otherwise debits) on my account, except deposits.
i also spoke with the woman who is the head of the ACH dept at my bank and to my surprise, no problem at all.
In fact, one of them was showing as pending in my account today and she is returning it as 'account closed'.
Further, because i deal with a smaller, local bank whom i have been with for many years, they made me exceptionally happy to tell me that NOTHING will get through that account. Even if i have a paper check out there, they will not process that until they physically call and speak with me, whew, dodged a bullet there!
Now that my money is all secure, I am going to do as instructed by this site yesterday and send out my C&D letters and revoke any and all authorizations for phone contact to me, my job, and my references and demand that they only contact me via email and USPS. I hope this will work?
In doing this however, i still need a little help. Can the good folks that are on this site help me once again? You have all been a God send!
I need to know the email addresses and possible mailing addresses for the follwoing companies. I have seen them on here randomly before, but i have also sent emails to many of the same addresses that i have and they get bounced back, i am willing to try any new (or current) info anyone may have on these.
Thansk again in advance, this site is absolutely the best and a life saver for all of the people viewing it for the first time! these people are top notch, thank you!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.