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How to fight payday lenders NH



marion.smith

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Sub: How to fight payday lenders NH
Tue, 03/11/2009 17:19

Hello, I'm stuck in payday hell right now in NH. The fees were killing me, I couldn't get ahold of the payday companies, so I went and closed my bank account and reopened another at the same bank after I explained that I couldn't get ahold of these companies to pay off. I have 5 payday loans. Here is a breakdown:
Company Orig Amt Pd to date
Impact Cash $300 $550
Fast Cash $300 $180
MTE Financ $300 $745
LoanShopDMS $300 $630
EPayday $300 $180

3 of them I have more than paid them back. Now, I'm wondering how to deal with them when they realize I've closed my account. I'm worried about my wages being attacked. I know that they cannot harrass me, and they can't send me to jail (NH can't be criminally prosecuted). How can I get them to start working with me? I'm not giving them my new account. I will only pay with money order. Any suggestions?? I've tried calling, emailing in the past - no luck. I'm hoping that they will call me, so I can at least try to work out a deal. They are pretty good at ignoring you when they are taking money. So, now it's fair play, now that they can't get at my money. I really want to pay them off and get them out of my life.



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Shazzers
Shazzers


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Sub: #1 Quote:Originally Posted by AnonymousI have had to pull 8 payday Tue, 11/03/2009 - 17:19



Quote:
Originally Posted by Anonymous
I have had to pull 8 payday loans this year. I have just closed my checking account so that no more money could be debited. I have contacted a consolidation company to see what the options are (Langhorne). I am worried about the "wage assignments" that could be coming to my employer. I need to get advise on how these companies work and if they are worth the money. I live in Az and all of the loans are online.


What are the names of the lenders?

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Sub: #2 I have had to pull 8 payday loans this year. I have just closed Tue, 11/03/2009 - 16:02



I have had to pull 8 payday loans this year. I have just closed my checking account so that no more money could be debited. I have contacted a consolidation company to see what the options are (Langhorne). I am worried about the "wage assignments" that could be coming to my employer. I need to get advise on how these companies work and if they are worth the money. I live in Az and all of the loans are online.


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Sub: #3 Oh I live in Idaho btw.Tue, 11/03/2009 - 15:50



Oh I live in Idaho btw.


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Sub: #4 I any currently being harassed by PDL company. I had to borrow Tue, 11/03/2009 - 15:49



I any currently being harassed by PDL company. I had to borrow 420 to fix my vehicle because with my disability I have to be able to get to my Dr.s which are quite a drive away form me. I have done three rollovers and have not been able to payoff the original loan, though I have tried. for a loan of 420 I am paying a rollover of 172.00 a month. I stopped my direct deposits to my checking acct and closed it.

The company is called EZ Money. I tried asking them about taking payments but they wont. and I cant afford the 420 plus 172 anytime soon. Not sure what to do at this point.


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Sub: #5 payday loansTue, 08/04/2009 - 09:33



i am having same problem as person above i hace already closed my checking account and i am being harassed by payday loan companies one in oeteculair just faxed me a letter stating i have to pay 1225.00 dollars in court and collection fees for a 260.00 dollar loan can they do this i live in washington state please help


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Sub: #6 How to fight payday lenders michiganTue, 05/19/2009 - 12:05



my wife did the same thing a when i found out after the fact i made here close her account do you know if michigan has the same laws or were i can find info please help. thanks


nohiogal
nohiogal

Posts: 2562
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Sub: #7 What are the names of the companies?Tue, 03/24/2009 - 08:08



What are the names of the companies?

To infinity, and beyond


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Sub: #8 payday loansTue, 03/24/2009 - 07:22



I live in Texas,I have four outstanding loans. I have paid these people way and beyond their interest. I borrowed 500 dollars and have paid one thousand in interest. They are saying I still owe them the 500. I closed my account. What can i do now?


nohiogal
nohiogal

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Sub: #9 Judy, Payday loand are illegal in NJ. You will need to close youWed, 02/11/2009 - 11:34



Judy, Payday loand are illegal in NJ. You will need to close you account to stop them from debiting.

There is a sticky at the top of the forum about dealing with illegal lenders.

To infinity, and beyond


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Sub: #10 PDLWed, 02/11/2009 - 08:50



I forgot I live in New Jersey


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