Hello, I'm stuck in payday hell right now in NH. The fees were killing me, I couldn't get ahold of the payday companies, so I went and closed my bank account and reopened another at the same bank after I explained that I couldn't get ahold of these companies to pay off. I have 5 payday loans. Here is a breakdown:
Company Orig Amt Pd to date
Impact Cash $300 $550
Fast Cash $300 $180
MTE Financ $300 $745
LoanShopDMS $300 $630
EPayday $300 $180
3 of them I have more than paid them back. Now, I'm wondering how to deal with them when they realize I've closed my account. I'm worried about my wages being attacked. I know that they cannot harrass me, and they can't send me to jail (NH can't be criminally prosecuted). How can I get them to start working with me? I'm not giving them my new account. I will only pay with money order. Any suggestions?? I've tried calling, emailing in the past - no luck. I'm hoping that they will call me, so I can at least try to work out a deal. They are pretty good at ignoring you when they are taking money. So, now it's fair play, now that they can't get at my money. I really want to pay them off and get them out of my life.
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