Hello I've been having some problems with SRA Associate In NJ but I don't know how all this Started and it really bothers me so I would like to know the root of this whole situation I've been asked to pay $185 I don't why but I went to Bank of America which is the bank I had an account with and they told me my account has been closed. So what do you think is the best thing I can do. I spoke to one of the ladys over there and she told me if they did't pay 85% of the amount they would proceed to the next step Which I don't know what that is. Please tell me what I should do.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.