Has anyone ever tried any of the cyber begging websites? I am so desperate for money and I'm probably 2 or 3 weeks away from Chase and B of A filing a lawsuit or judgement against me. So I posted for help on digitalcharity.com - 'cause it's free. The title is "I Need Help So I Can Get A Job". What I wrote there doesn't tell the whole story ... I am in really dire straits ... I feel like I woke up in the middle of a Twilight Zone episode. I know if I straigten out my financial situation, I'll get a job. For me it's the catch-22. Can't get a decent job until I get my financial situation squared away and can't get squared away without a decent job! I sold what little possessions I had last summer.
I plan on blogging about how I got myself into this mess. Never thought I'd be here! I'd appreciate any donations - even if it's a dime (or penny) at digitalcharity.com. Every little bit will help - and I will definitely return the favors when I get back on my feet. I never intend to use a credit again - ever - for anything!
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.