I would be really happy if you help me answer the questions.
I tried to place a fraud alert using Equifax online form. They ask you to give your SSN, date of birth and other personal information. So now I am having doubts if it was a good decision, because maybe hackers can have an access to my information.
And also I tried to call their phone number 8887660008, and the same story, they asked for my SSN. How safe is it? Now I am getting a bit paranoid with all these ID theft stories and I can't sleep or eat well.
It is very strange that when I submitted my information trough their site they said they are unable to complete the process and need me to send my documents by post. The same response I got when trying to place a fraud alert by phone. Please, help! Is it safe what I have done or not?
Thank you in advance for paying attention to this problem
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.