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How do i stop ach debits from payday loans without closing m

Posts: 4
Credits: 150.85
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How do i get out of ach debits from payday loans without closing my account




tabbutler30
Posts: 2
Credits: 120.3

Sub: #1 ACH debits..
Fri, 12/08/2006 - 08:44

Did you authorize the payday loan company to automatically take money from your account?




natdust20
Posts: 1350
Credits: 16427.74

Sub: #2 You can do a stop payment through your bank. It usually costs $2
Fri, 12/08/2006 - 08:49

You can do a stop payment through your bank. It usually costs $25 depending on your bank..They can do it for one amount or for all amounts.




RAPP0608
Posts: 4
Credits: 150.85

Sub: #3 Can i get them to stop all ach debits from my account
Fri, 12/08/2006 - 09:15

Can i get them to stop all ach debits from my account




natdust20
Posts: 1350
Credits: 16427.74

Sub: #4 Yea, I think you can. It might get a little costly to have it do
Fri, 12/08/2006 - 09:18

Yea, I think you can. It might get a little costly to have it done, but in the end it will save you alot of money.




RAPP0608
Posts: 4
Credits: 150.85

Sub: #5 How do i go about doing this
Fri, 12/08/2006 - 09:20

How do i go about doing this




jedijeff13
Posts: 1753
Credits: 892.1

Sub: #6 Rapp - If I was you, I would go into your bank, sit down with a
Fri, 12/08/2006 - 09:28

Rapp - If I was you, I would go into your bank, sit down with a banking rep and just ask if they can stop all direct withdrawals from a specific company.

Do, or do not. There is no try.

Stupidity At Light Speed




natdust20
Posts: 1350
Credits: 16427.74

Sub: #7 I think that he has more than one company. You can just go to yo
Fri, 12/08/2006 - 09:32

I think that he has more than one company. You can just go to your bank and ask for them to place stop payments on all debits for any amount. They will ask if you want only one amount or all. If a PDL company can't get out the full amount that they want, they will try to send it through in smaller amounts.




jedijeff13
Posts: 1753
Credits: 892.1

Sub: #8 True. My thought is there may be specific companies he would all
Fri, 12/08/2006 - 09:38

True. My thought is there may be specific companies he would allow to debit.

But I do prefer your idea, nat. Shut it all down, if you are comfortable with that.

Do, or do not. There is no try.

Stupidity At Light Speed




bdouble
Debt Samaritan
Posts: 354
Credits: 5674.1

Sub: #9 I would go into the bank and speak with someone. They will help
Fri, 12/08/2006 - 09:47

I would go into the bank and speak with someone. They will help you decide what the best options you have with your account. Some banks will close your accounts to credit only or will give you a new account #




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Sub: #10 If you request stop pays on ACH's make sure you ask if it is gua
Fri, 12/22/2006 - 11:35

If you request stop pays on ACH's make sure you ask if it is guaranteed. After I paid my bank for stop pays on ACH's they told me that they weren't guranteed. That was 3 weeks ago...now I find that some of the PDL's inserted a digit change on their id number which also allowed them to continue hitting my account weekly.




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