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collection agency freeze bank account?



kmleuze

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Sub: collection agency freeze bank account?
Thu, 13/01/2011 10:04

I need some advice - I have credit card debits that were recently sold to yet another collection agency. This one is run by a lawyer who sent me a letter and then left me two messages (I was out of the country at the time) saying they were considering garnishing my wages. That was two weeks ago and I have not heard anything since then. Tonight I was checking my bank balance to pay rent and my account has been frozen. Don't they have to go to court to do anything like garnish wages or freeze account? Aren't I supposed to be informed of the court date so I can appear also? I live in Califoria. Thank you for any information you can assist me with.



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Sub: #4 For my understanding, you have balance in your overdraft accountThu, 01/13/2011 - 10:04



For my understanding, you have balance in your overdraft account in VA, then moved to Maine. Maybe there was a summons sent to your VA address that you do not know. So they get a VA court order to freeze your bank account. How do they know you have an account in Maine? Have you sent Maine checks to them?

When they got VA court order, the order should be no power in Maine. Am correct?


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Sub: #5 I had a bank account in VA and moved to Maine, when my unemploymWed, 09/29/2010 - 10:25



I had a bank account in VA and moved to Maine, when my unemployment discontinued, it overdrew my account in VA. I am currently waiting on student loan money to pay the bank in VA, but received a call from them, and advised them that within the next week I will have my loan money and will be able to pay them, somewhere around $400. Well, the lady advised me that I needed to 'secure' a payment, and when I stated I was a full time unemployed student relying on my student loans, she advised me that I was 'refusing' to pay the debt, which I was not, and then advised me that it would be hard to get my student loan money when they freeze my bank account here in Maine. Are they allowed to do that? I never once said I was not going to pay. I have never heard of another bank freezing an account in a different bank in a different state. I still intend to pay them, but now I am concerned about my account being frozen. Can they do this? And if they can, do they have to notify me by mail? I used to work for a bank doing levy's, and the customer had to me notified by mail that this account was going to be leved. Any answers or advice?


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Debt Samaritan
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Sub: #6 Contact the court.Sun, 06/27/2010 - 05:26



Contact the court.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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Sub: #7 RnotwiseSat, 06/26/2010 - 23:10



I just found out on Friday evening that my account has been frozen by a collection agency. I am disabled and my funds are suppose to be exempt from collect. What to do?


unclewulf
unclewulf

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Sub: #8 Start by talking to the folks at your hospital. Less than 30 dayTue, 12/01/2009 - 18:27



Start by talking to the folks at your hospital. Less than 30 days strikes me as way too early for this to hit a CA. Do you have insurance that is supposed to be covering this hospital stay? If so, get after them with a stick.

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The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]


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Sub: #9 I just had this happen to my husband, OSI Collections is trying Tue, 12/01/2009 - 14:56



I just had this happen to my husband, OSI Collections is trying to take us to the cleaners but how can I be sure this is not a scam.....it seemed way to soon after I got out of the hosptial...less than 4 weeks! How can I get our account unfrozen in time for christmas in 3 weeks without just letting them wipe us clean?!


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Sub: #10 I am in a settlement program, and have been sued by a collectionThu, 11/19/2009 - 08:46



I am in a settlement program, and have been sued by a collection attorney. I have a hearing next week. Am afraid of what will happen. Am trying to save in trust account to handle these creditors but with an unfortunate outcome don't know what to do. My husband and i have had a joint checking account for years. If my wages are garnished i will be unable to make my mortgage payments.


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