GC Services: Customer feedback and tips to deal with collection calls


GC Services provides teleservices and collection solutions and is located in Texas in Houston. If you want to know about customer feedback and tips to deal with GC services, go through the topics given below:

What do customers say about GC Services?

Customers have quite a few GC Services complaints that they have shared with the Debt Consolidation Care Community. Here is what they say:

  • Harassing calls: Forum guests have accused GC Services collection agency of harassing them with incessant calls day and night. Learn more...
  • Calls about accounts not in collection: GC Services debt collection agency calls customers about accounts that are not overdue and have not been sent to collections by the original creditors. Find out the details...
  • Calling the wrong number: GC Services has allegedly called the wrong person to collect on debts that do not belong to the consumer and GC Services has not made any attempts to rectify this mistake. Find out more...
  • Making threatening calls: GC Services has made threatening calls to individuals without proper knowledge of the current status of the debt in violation of the FDCPA. Learn more...
  • Rude behavior: GC Services customers have accused company representatives of being rude when making collection calls. They unnecessarily harass customers without following the correct legal procedure. Find out more...

How can you deal with GC Services debt collection agency?

A lot of collection calls can be very harassing. Here is what you can do if a collection agency harasses you:

  • Dispute wrong debts:
    Under the Fair Debt Collection Practices Act (FDCPA), a collection agency (CA) must ensure that they contact the right person when pursuing a debt. It is not a violation of the FDCPA if the CA makes a mistake due to an error in their record keeping. However, once the CA has been informed that they are calling the wrong number, under the FDCPA they are required to stop.
  • Expiration of the SOL :
    Sometimes collection agencies keep calling about a debt even after the Statute of Limitations (SOL) on the debt has expired. If you know the debt you are being called about is yours and the SOL has expired, then you should remind the CA that they cannot sue you for the debt. However, even if the SOL has expired, you will still owe the debt.
  • Report misleading tactics:
    Under the FDCPA, a CA cannot mislead you in any way. If a CA causes you any damage as a result of misleading you, or by violating the FDCPA, you are allowed to sue them for punitive damages. In addition, the CA may be subject to a fine for up to $1000.
  • Legal help for continued call harassment:
    Once you have sent a dispute letter, the FDCPA requires all collection calls to cease until the CA has validated the debt. If you decide to sue the CA, you should have copies of all the written correspondence, including envelopes and mail receipts to present to the court as evidence. You may record the phone calls made by the CA but you need to inform them before you do it. Once this is done, you may contact your State Attorney General’s office and file a complaint.

What are the contact details for GC Services?

You should contact GC Services at:


GC Services Limited Partnership
6330 Gulfton, Houston, Texas 77081


If you want to call them, you may do so at the GC Services contact number: (713)777-4441


To send them e-mails you may do so at: "qcinfo@gcserv.com"

GC Services or GC Services Collection agency seem to be born violators of fdcpa and FCRA .We go to them to consolidate our debts and hope that they follow the book, but they seem to be least bothered about reputation. They always have people to vouch for them.Their services are the worst but I have had no problems of harassment till now. If that too were added the picture would be complete.




Unregistered

Sub: #1 Will they hire you if you
Mon, 12/17/2012 - 12:35

Will they hire you if you have defaulted student loans of your on?





Unregistered

Sub: #2 I'm in the Air Force Reserve. When I went down to basic, I infor
Thu, 04/26/2012 - 11:07

I'm in the Air Force Reserve. When I went down to basic, I informed Sallie Mae that I was not in a position to be able to make regular payments for a while (I was going to be in training for about a year). Although I was told that my loans would be paused for a year, they were not, and they were sent to a collections agency. After making regular scheduled payments with this company for 6 months, my orders ended and I had to go home. I called and talked to this agency to tell them "Hey, I just got back home, I havent gotten a civilian job right now, so I cant make payments at this moment. Is there a way I can hold off on paying until I can find something permanent?" The rep that I spoke to basically called me a dirt bag and a liar and then cancelled my account.
One week later, I get two letters in the mail from Sallie Mae telling me my loans were forbeared until April and May. Cool. Dont know why they didnt do that in the first place but whatever.
GC Services has been blowing up my phone for the last month making claims that Sallie Mae is lying and that I have to pay them. I've told them that I have proof to the contrary and that they have no right to continue harrassing me over it. These people are total scumbags wh will lie to you to try and get money out of you.




cdpatch
Posts: 1
Credits: 130.05

Sub: #3 GS Services ...
Thu, 08/25/2011 - 22:03

They have started calling me now! Only thing is, I believe they are spoofing caller ID numbers because the number that shows up on my caller ID is a local number for a locksmith (two separate local numbers and locations used). But when dialing that number back, instead of the local locksmith, I get a recording that says "Welcome to GS Services" NOT the locksmith (which both numbers locally are in my phone directory). Further, my credit is in good shape and do NOT owe any debts of any kind!!! This so-called collection agency needs to be shut down for this and so many violations of the FDCPA and FCRA!!!




SOAPLADY


Debt Samaritan
Posts: 17224
Credits: 473088.06183063

Sub: #4 GC services didnt make the mistake....the county or city did! Y
Tue, 05/31/2011 - 18:32

GC services didnt make the mistake....the county or city did! You cant blame a CA for an error placed with them '

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html




Unregistered

Sub: #5 Anonymous
Tue, 05/31/2011 - 17:33

DO NOT pay this! My daughter received something similar stating she owed fines for a ticket received in SC,~ although we had to go through a lot to get it cleared up. We proved she wasn't in SC, it turned out that some numbers had been put in wrong and that is how she ended up with the ticket and fines! It's a scary thought that these things could happen!




Unregistered

Sub: #6 GC Services complaints have finally lead to site that will colle
Sat, 05/21/2011 - 21:02

www.GCServicesScam.com
Looks like GC Services victims will have the last word. The website is looking to start a class action lawsuit against this fraudulent company.


It seems GC Services uses the lame excuse of "trying to find" the debtor by calling and harassing family and friends of debtor. Their true motive is to intimidate by revealing your financial difficulties to others. This despite them knowing full well where you reside.

Pretty underhanded and they deserve to pay big time.




SOAPLADY


Debt Samaritan
Posts: 17224
Credits: 473088.06183063

Sub: #7 just because you paid it off does not mean that the tradeline wi
Thu, 05/19/2011 - 12:04

just because you paid it off does not mean that the tradeline will go away. They are entitled to report the debt for the full 7 years as long as it is reporting zero balance paid collection.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html




Unregistered

Sub: #8 Similar Issue
Thu, 05/19/2011 - 11:25

I just got my annual credit report and noticed there was a negative account on there from GC Services. I wasn't contacted or aware I had a collection with them until I saw it on my credit report! It's for an old account that was paid off a year ago. I've disputed it on my credit report and called the original debtor to make sure I do actually have a zero balance. I'm afraid to call these people because of the information I've been reading. I suppose I'll just wait the 30 days it takes for Experian to dispute it for me.




SOAPLADY


Debt Samaritan
Posts: 17224
Credits: 473088.06183063

Sub: #9 you can call sallie mae but more than likely they will immediate
Mon, 05/09/2011 - 15:47

you can call sallie mae but more than likely they will immediately transfer you over to GCS. There is a contract between Sallie Mae and GCS....Sallie Mae agrees not to interfere without due cause.

Is this a federal or private student loan? Either way you have a huge legal obligation to pay. If this federal, they will garnish your wages and tax returns...if private they will just sue you.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html




Unregistered

Sub: #10 Student Loan
Mon, 05/09/2011 - 15:01

:confused:I would like to know how to handle contacting GCS. Can I call Sallie Mae first to inquire exactly how much I owe before I speak with GCS? What is my legal obligation to pay? Just the debt uncured and owed to Sallie Mae? Please advise. Thanks.




Add new comment

CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Share post

Page loaded in 41.984 seconds.