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GC Services: Customer feedback and tips to deal with collection calls





Sub: GC Services: Customer feedback and tips to deal with collection calls
Thu, 26/04/2012 11:07

GC Services or GC Services Collection agency seem to be born violators of fdcpa and FCRA .We go to them to consolidate our debts and hope that they follow the book, but they seem to be least bothered about reputation. They always have people to vouch for them.Their services are the worst but I have had no problems of harassment till now. If that too were added the picture would be complete.



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Sub: #1 Will they hire you if youMon, 12/17/2012 - 12:35



Will they hire you if you have defaulted student loans of your on?



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Sub: #2 I'm in the Air Force Reserve. When I went down to basic, I inforThu, 04/26/2012 - 11:07



I'm in the Air Force Reserve. When I went down to basic, I informed Sallie Mae that I was not in a position to be able to make regular payments for a while (I was going to be in training for about a year). Although I was told that my loans would be paused for a year, they were not, and they were sent to a collections agency. After making regular scheduled payments with this company for 6 months, my orders ended and I had to go home. I called and talked to this agency to tell them "Hey, I just got back home, I havent gotten a civilian job right now, so I cant make payments at this moment. Is there a way I can hold off on paying until I can find something permanent?" The rep that I spoke to basically called me a dirt bag and a liar and then cancelled my account.
One week later, I get two letters in the mail from Sallie Mae telling me my loans were forbeared until April and May. Cool. Dont know why they didnt do that in the first place but whatever.
GC Services has been blowing up my phone for the last month making claims that Sallie Mae is lying and that I have to pay them. I've told them that I have proof to the contrary and that they have no right to continue harrassing me over it. These people are total scumbags wh will lie to you to try and get money out of you.


cdpatch
cdpatch
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Sub: #3 GS Services ...Thu, 08/25/2011 - 22:03



They have started calling me now! Only thing is, I believe they are spoofing caller ID numbers because the number that shows up on my caller ID is a local number for a locksmith (two separate local numbers and locations used). But when dialing that number back, instead of the local locksmith, I get a recording that says "Welcome to GS Services" NOT the locksmith (which both numbers locally are in my phone directory). Further, my credit is in good shape and do NOT owe any debts of any kind!!! This so-called collection agency needs to be shut down for this and so many violations of the FDCPA and FCRA!!!


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Sub: #4 GC services didnt make the mistake....the county or city did! YTue, 05/31/2011 - 18:32



GC services didnt make the mistake....the county or city did! You cant blame a CA for an error placed with them '

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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Sub: #5 AnonymousTue, 05/31/2011 - 17:33



DO NOT pay this! My daughter received something similar stating she owed fines for a ticket received in SC,~ although we had to go through a lot to get it cleared up. We proved she wasn't in SC, it turned out that some numbers had been put in wrong and that is how she ended up with the ticket and fines! It's a scary thought that these things could happen!


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Sub: #6 GC Services complaints have finally lead to site that will colleSat, 05/21/2011 - 21:02



www.GCServicesScam.com
Looks like GC Services victims will have the last word. The website is looking to start a class action lawsuit against this fraudulent company.


It seems GC Services uses the lame excuse of "trying to find" the debtor by calling and harassing family and friends of debtor. Their true motive is to intimidate by revealing your financial difficulties to others. This despite them knowing full well where you reside.

Pretty underhanded and they deserve to pay big time.


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Sub: #7 just because you paid it off does not mean that the tradeline wiThu, 05/19/2011 - 12:04



just because you paid it off does not mean that the tradeline will go away. They are entitled to report the debt for the full 7 years as long as it is reporting zero balance paid collection.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #8 Similar IssueThu, 05/19/2011 - 11:25



I just got my annual credit report and noticed there was a negative account on there from GC Services. I wasn't contacted or aware I had a collection with them until I saw it on my credit report! It's for an old account that was paid off a year ago. I've disputed it on my credit report and called the original debtor to make sure I do actually have a zero balance. I'm afraid to call these people because of the information I've been reading. I suppose I'll just wait the 30 days it takes for Experian to dispute it for me.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17093
Credits: 376455.04553311 Send message to SOAPLADY

Sub: #9 you can call sallie mae but more than likely they will immediateMon, 05/09/2011 - 15:47



you can call sallie mae but more than likely they will immediately transfer you over to GCS. There is a contract between Sallie Mae and GCS....Sallie Mae agrees not to interfere without due cause.

Is this a federal or private student loan? Either way you have a huge legal obligation to pay. If this federal, they will garnish your wages and tax returns...if private they will just sue you.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #10 Student LoanMon, 05/09/2011 - 15:01



:confused:I would like to know how to handle contacting GCS. Can I call Sallie Mae first to inquire exactly how much I owe before I speak with GCS? What is my legal obligation to pay? Just the debt uncured and owed to Sallie Mae? Please advise. Thanks.


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