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Target National Bank: Can customers rely on them?


Target National Bank offers visa credit cards and simple credit cards for the convenience of its customers. Their visa credit card can be used anywhere but the target credit card must be used only to purchase things from their website. They are a company that has diversified businesses apart from providing credit cards.

Are customers satisfied with their services?

Debt Consolidation Care community members have mixed reactions when it came to Target National Bank. A lot of them have had uncomfortable experiences with them while a few have reported them to be convenient to work with.


Here are the complaints that community members have against Target National Bank:


  • Identity theft: The Company has issued their visa credit card to the wrong individual without even verifying his identity first. This causes harassment to the individual in whose name the card been issued.
  • Open forced accounts: They get accounts opened in the names of individuals even without their consent.
  • Miscalculation of debt owed: They miscalculate customers' debts and charge extra money even after a debt has been paid off.
  • Forceful billing: They bill on cards that have not yet been used by the customers.
  • No proper guidance: The representatives in Target National Bank do not guide their customers regarding whom they could speak with about any problem they might be facing.
  • Continued debt collection even after payment: They continuously harass customers by calling them for payments at odd hours and also continue to extract late payment charges even after the debt has been paid off.

If you wish to contact them, you may do so at their address:


Target National Bank
3701 Wayzata Blvd
Mail Stop 2 C-T
Minneapolis, MN 55416


You may even call Target National Bank at their number: (800)659-2396 Or Fax: (612) 307-6786

Hello

I am trying to contact Target National Bank by ph.Do you have that ph#




4u.bryan
Posts: 820
Credits: 21741.1

Sub: #1 Target National Bank Phone Number: (800) 659-2396
Mon, 09/12/2005 - 12:08

Hi Cecelia,

You can contact Target National Bank at following address-

Target National Bank
3701 Wayzata Blvd
Mail Stop 2 C-T
Minneapolis, MN 55416
Target National Bank Phone Number: (800) 659-2396
Fax: (612) 307-6786

Thanks,
Bryan

Pay off debt and enter a debt free life.




Unregistered

Sub: #2 Target National bank
Mon, 09/12/2005 - 13:18

Do you know if they cover a lost/stolen Item purchased on their card?




4u.bryan
Posts: 820
Credits: 21741.1

Sub: #3 Hi cecelia, You can contact them over phone to inquire about
Mon, 09/12/2005 - 13:53

Hi cecelia,

You can contact them over phone to inquire about the fact.

Regards,
Bryan

Pay off debt and enter a debt free life.




cryptowizard
Posts: 116
Credits: 5146.25

Sub: #4 Please refrain from making duplicate posts.
Wed, 09/14/2005 - 07:02

Please refrain from making duplicate posts.




Unregistered

Sub: #5 Name of CEO or President of TNB
Thu, 09/22/2005 - 15:04

Target has screwed my credit up royally. I've been on the phone and written to the "Credit Department" explaining my situation and seeking a solution, all to no avail.

I need the name and mailing address of the individual in charge at TNB in order to address correspondence directly to that person.

Many Thanks.

M Young




roxette
Posts: 4009
Credits: 55989.6

Sub: #6 Hi youngm Welcome to the forums. You can contact either o
Thu, 09/22/2005 - 16:01

Hi youngm

Welcome to the forums.

You can contact either of the following to fix your credit.

Principal: Mr. Bob Ulrich , CEO

Service Contact: Ms. Sherry Wiggins , Credit Correspondence contact

Do let me know if I can be of some more help.

Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.




Unregistered

Sub: #7 Identity Theft
Mon, 10/03/2005 - 05:19

Target Bank issued a Visa Credit Card to someone using my Social Security number in advance of doing a proper credit check and charges applied. No one has given me a formal response to any correspondence I have sent. Is there a RESPONSIBLE person I can contact at Target that will give me HELP rather than why they can't?

Thank you




4u.bryan
Posts: 820
Credits: 21741.1

Sub: #8 RJH, I really wonder how a company can make this type of erro
Mon, 10/03/2005 - 10:56

RJH,

I really wonder how a company can make this type of errors that can affect consumers adversely!

You should take every precaution because the responsibility of this card might come to you as they have used your SS #. If the current card holder stops paying his bills, the creditor will transfer the account to collection agency and the collection people will find you and try to make you pay the bills.

So exercise some self-protection measures. Inform the credit bureaus about the incident. Also file your complaint with BBB, FTC so that you never suffer in future.

Also contact Target National Bank to the above address and try to fix the problem immediately.

Pay off debt and enter a debt free life.




Unregistered

Sub: #9 Identity Theft
Mon, 10/03/2005 - 12:37

I have taken all the precautions by putting out alerts with all Credit Bureaus and FTC. Target is so eager to make that almighty buck, the credit card was issued on basis of my Social Security before they found that application was filled out with a Florida address, with New York Identification, and first name not the same as mine - Interesting to note that I live in California. I'm the victim and Target personnel don't think they did anything wrong and I have written Target Bank with no response. This is a classic example why consumers are forced to pay more for their prodcts. They have already charged in excess of $500 and naturally will eventually be written off as a loss. Good luck to all others having various problems with Target as I know the run around they are getting.

Thank you again for posting.




ben
Debt Samaritan
Posts: 2034
Credits: 42636.2

Sub: #10 RJH Make sure that you keep a close watch on the activities o
Mon, 10/03/2005 - 13:49

RJH

Make sure that you keep a close watch on the activities of Target. Otherwise, they will put you in such a situation where it will become tough for you to fight against them.

Avoiding the issue won't be preferable over here as you are responsible in this case. But make sure that you are not made responsible in future. So a close watch is absolutely necessary.




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