RJM Acquisitions LLC - What do consumers say about them?


RJM Acquisitions, LLC is a collections agency based in New York. The agency does not have BBB accreditation.


What are the consumer complaints against RJM?

Consumers have had mixed experience while dealing with RJM Acquisitions, LLC. Many have shared their experiences in the forums.


  • Reporting false collections: One of the consumers has claimed that his hopes of obtaining a new home were shattered when he discovered RJM Acquisitions, LLC had reported a false collection to the credit bureaus. The company claimed they were collecting on behalf of One Spirit Book Club, with whom the consumer had never made a purchase! As a result his credit scores took a hit and his lender wanted to increase the interest rate and closing costs for the home loan. The consumer then had to dispute the collections with the credit bureaus.
  • Claiming debts that never existed: Consumers have complained that the company often sends letters stating money is owed on accounts which the consumers never had. One such consumer was surprised when he got a letter from RJM Acquisitions, LLC, which said they would collect money for an account on behalf of Fingerhut. But in reality, the consumer had neither bought anything from Fingerhut nor had applied for a card through them.
  • Reluctance to provide information: It is said that the company is often reluctant to provide information to consumers. A customer requested RJM to send him a letter stating the account has been paid in full. They did not send him any such letter. When he contacted the company later on, they said they could not give him any information and asked his attorney or accountant to call them if he wanted to get further details.
  • Offering credit cards to debtors: RJM Acquisitions, LLC is said to have joined hands with Capital One, which is offering pre-approved credit cards to debtors to pay off accounts held by RJM. Consumers think this is yet another trap laid by the collection agency.
  • Identity theft: A consumer says he got an offer from Capital One, who got the information about him from RJM. But the offer was in someone else's name, who used the consumer's social security account number to get the credit. The consumer feels that RJM may be involved in this matter as they have provided Capital One with the fraudulent account information.
  • Collection of accounts past SOL: As per consumer feedback, the company often comes after the debtors for accounts which are well past the Statute of Limitations (SOL). The Fair Debt Collection Practices Act (FDCPA) does not allow debt collectors to collect payments on accounts which have crossed the SOL. But the company is often found to violate this FDCPA rule.
  • Falsifying records: Consumers have also accused RJM of falsifying records.

Is there any positive feedback on the company?

Despite the complaints, one cannot overlook the positive feedback shared by consumers about this collection agency. A few of those good experiences are as follows:

  • One such consumer has praised the company for having helped in improving his credit scores.
  • Another consumer claims that the company was sincere enough to acknowledge that his debt was past the SOL and he would not be sued by them.
  • In certain cases, RJM Acquisitions has worked with consumers to reach a satisfactory settlement or a repayment plan.
  • Some claim that the company did not harass them when they missed payments during the repayment plan.

How do you contact RJM Acquisitions, LLC?

In case, you want to contact RJM, use the following details:

Address:
RJM Acquisitions, LLC
575 Underhill Blvd Suite 224
Syosset, NY, 11791-3416

Phone Number:
(516) 714-1300 Or (516) 714-1304 Or (800) 541-0824

Fax Number:
(516) 714-1310

Posts: 413
Credits: 24798.45
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Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).


paulmergel


Posts: 15525
Credits: 135803.21104969

Sub: #1 okay then
Fri, 05/11/2012 - 09:08



paying a JDB on a debt that depending on your state could have been past SOLgood for you:rolleyes::rolleyes:.btw did you get anything in writing on this?i'm guessing not.seeing as a majority of people on here posted the exact oppesite as far as experiences go.i will either chock yours up as the exception,or you are a shill as your comment about debt smacks of shill.i for one never pay a voice over the phone without something in writing,but hey that's just me.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #2 Pleased.....
Fri, 05/11/2012 - 08:15



I have had an outstanding debt with a bank for almost 5 years now. The balance was $700.00. Rjm bought my account and offered a settlement of $560 (which is 20% off) , I called and told them i wanted to settle and not have monthly payments, but could not afford the 560. They offered to settle for $350! Very pleased!!! Thats half of my original debt. I know alot of people have had a bad experience with this company but i feel that they were willing to work with me. After all, you are the one with the debt (assuming that its accurate info) therefore you should repay it to get this taken off your credit. Def worth my time paying!!!:lol:


Unregistered

Sub: #3 Scammed My Sister!
Mon, 07/04/2011 - 16:25



How they got her current information is beyond me but they sent letters trying to collect a 'debt' that was not only way beyond the Statute of Limitations, the incident was resolved WHEN it happened. My sister was the victim of identity theft when her car was broken into and a book of checks was stolen. She did EVERYTHING to correct and protect her account, including reporting to police, canceling her bank account, and writing letters to every business that accepted her checks from the thief - along with a copy of the police report. The bank did not hold her liable for the theft or the fraudulently cashed checks. Over 10 years later, this letter comes in the mail to our mom's house where my sister lives. Neither of them are very savvy, but my mom did call the RJM and was threatened with a warrant for my sister's arrest if the debt wasn't paid in full. My mom, bless her dim-lightbulb heart, didn't realize that only the POLICE can issue a warrant, so she PAID IT!! grrrrrrrrr..... So, I have NOTHING nice to say about this company who succeeded in harrassing, threatening, and intimidating a couple of elderly ladies into giving them money that WASN'T OWED!! :mad:


Unregistered

Sub: #4 Wow!
Tue, 06/21/2011 - 15:14



So I spoke to this super nice guy Leon. Explained to him that although I disputed this debt long ago it has been a thorn in my side. Rather than dealing with TD Bank for hours, I'd rather just pay the settlement offer they sent me. (cheaper than stress and losing time from work!) After chatting for a few mintues explaining I am in the process of buying a house, and though this debt will age out in a year, I wish it would just disappear. He tells me, if I pay it in full today (the settlement), he will have it deleted from my bureaus. Yes, I know this can be done, my mortgage banker told me to try to negotiate this solution. I tell him, would you like my credit card number? He says no, give me your email address, I will send you a letter stating what I just told you and then, after you review the letter, call me back and I'll take your card number, that way you have verification of what we just discussed! WOW! I am impressed. Maybe they are an honest company. Letter/email just came and it says exactly that. The account will be "settled in full" and "per my request, RJM Acquisitions will have their reporting of my account deleted from TransUnion and Equifax reports". I just think if you owe a debt and a company is calling to collect it, people should pay, or pay what they can, until it's paid off. You received a service/merchandise, isn't not paying similar to shoplifting? Good luck dealing with them. Maybe everyone should talk to Leon. If you're reading this Leon... thank you! :D


tipherzluvsicp
Posts: 1
Credits: 330

Sub: #5 Not bad compared to the rest
Tue, 06/14/2011 - 06:13



I settled with them back in 2008 and about a month after I received my settled in full letter, I disputed it and it was deleted off my report. They are pretty easy to deal with.


Unregistered

Sub: #6 Ridiculous
Thu, 06/09/2011 - 15:51



When I pulled my credit report last week I found that I had a collection on it from RJM for books from Black Expressions that totaled $195. When I disputed this with the credit bureaus I got a bill in the mail (don't know where they were going before they got my updated address) from RJM saying they knew I was disputing the bill and they answered the bureaus accordingly.?. I called them on the phone and told them I had not ordered any books and was not paying them a dime! According to the bill these books were supposedly ordered in 2003. They would not give, send, or fax me any information about the account. They finally agreed to close the account and claimed it would be removed from my credit report but would not send me anything in writing. I guess we will know when I pull my credit report in a month. I say go down fighting! If you don't owe something why would you pay it? :confused:


Unregistered

Sub: #7 This is obviously a fraud I never had an account with this compa
Wed, 06/01/2011 - 10:15



This is obviously a fraud I never had an account with this company or any other. I have not had any kind of credit for the past 16 years. I intend to contact the legal authorities to check into ID theft and collection fraud. I pay cash for all my purchases.


Unregistered

Sub: #8 I have been paying RJM off and they have been really good to me.
Sat, 05/21/2011 - 19:43



I have been paying RJM off and they have been really good to me. Good activity going on my credit report...happy with them so far.


Unregistered

Sub: #9 They contacted me about a overdrawn Wells Fargo account I never
Mon, 05/02/2011 - 10:49



They contacted me about a overdrawn Wells Fargo account I never had. I emailed [email]egraham@rjmacq.com[/email] and basically said I don't know what this is about and to provide me some documentation so I can provide it to the authorities. I received a form response saying to consider the matter resolved. I ate up one of my free credit reports checking to see if the debt was on my report. It wasn't.
They are hoping you pay without asking any questions.


good.nelly


Posts: 2313
Credits: 49549.55

Sub: #10 It is good that they have agreed to delete the account from your
Sat, 03/26/2011 - 03:05



It is good that they have agreed to delete the account from your credit report. Check your credit report after 30-45 days for sure.


http://www.facebook.com/?ref=home#!/profile.php?id=100002227460566


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