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Palisades collection-Consumer complaints and tips to deal with the CA

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Many consumers have complaints against Palisades collection agency. Some of the customers, having bitter experience with the agency, have shared their feedback on this company in the DebtCC forums.

Are consumers satisfied with Palisades collection agency?

Many consumers are not satisfied with this collection agency (CA) for numerous reasons. Some of those reasons are discussed below:

What are the things to remember while dealing with Palisades?

There are certain things you should keep in mind while you deal with this collection agency. Check out the points given below:

In case, you want to know Palisades collection contact information, you can use the following details:


Palisades collection address:
370, 7th Avenue, 12th Floor,
New York, NY 10001


(source: "http://www.bbb.org/us/")

imkimssister


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Sub: Palisades collection-Consumer complaints and tips to deal with the CA
Tue, 13/11/2012 19:16

Anyone here ever heard of palisades collection agency??
Man, this is sooo wild!!! I go to the mailbox today and theres a letter from these people saying that my account has been 'sold' by my "previous" creditor to my 'current'creditor. They have the original creditor as being Chase Bank and the previous creditor as being Chase Manhattan Bank and have themselves as being the current creditor. Its for $962.61.
Okay, this is why this throws me off. Our home morgage was originally with Chase manahattan bank (the only dealings we've ever had with Chase, that I'm aware of), then in February 1998 (almost 8 years ago!!!) we refinanced with Aames home loans. They paid Chase totally off and that was that. Also, I have a second mortgage on my home, if we owed Chase any money, it would have came up then and we would of had to pay it before the second mortgage went through. But everything was fine.
I have never heard from any of these people from palisades collection llc in this letter. And to the best of my knowledge, I have only dealt with Chase during our first mortgage, before it was sold. 8 years ago!!! (february will be 8 years).
If we owed them money why didn't we hear anything over the past 8 years? weird! Aames paid everything off with Chase. My credit report shows that things were left in good standing with chase. If this isn't that, then I don't know what else it could be since I haven't gotten letters from palisades collection llc before TODAY.
I am floored, to the point I am speechless here. I mean, I start trying to get things straightened out, and then someone else pops up..people I have never even heard of. where do these people come from? Its like they come out of the wood work?!!!
okay, so my question is if anyone here has dealt with the collection agency before?? Anyone know Palisades collection phone number (Palisades collection number)?
And--what other accounts does chase manhattan Bank handle?
thank you! Shirley
p.s. Do I bring enough Drama to the forum??? lol
what would you guys do without me? lol



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Sub: #1 PalisadesWed, 12/12/2012 - 18:05



Got my green slip back the other day, no more calls from those lovely People....... How long should I wait for a response?



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Sub: #2 Robert AllenTue, 11/13/2012 - 19:16



Simple contact your local collection agency; in a letter, tell them whats going on and ask them to remove any communication from Palisades..


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Sub: #3 Really?Sat, 09/08/2012 - 13:00



Are you kidding? AT&T didn't take over Verizon, they are two seperate competing companies.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17110
Credits: 377719.78840875 Send message to SOAPLADY

Sub: #4 Quote:We are being harrassed by Palisades because of the same naWed, 09/05/2012 - 18:11



Quote:
We are being harrassed by Palisades because of the same name, same county, different middle initial, different social security. So the debt isn't always yours! So the validation statement is wrong.
If it is not your debt, you can still cease and desist with a final sentence that to the ccreditor that they have the wrong individual.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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Sub: #5 gary stern president asta funding aka palisades collectionWed, 09/05/2012 - 17:39



phone number 201 567 5648 x225


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Sub: #6 Validated is not always correctWed, 09/05/2012 - 17:15



We are being harrassed by Palisades because of the same name, same county, different middle initial, different social security. So the debt isn't always yours! So the validation statement is wrong.


Unregistered

Sub: #7 ThanksThu, 08/30/2012 - 17:58




SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17110
Credits: 377719.78840875 Send message to SOAPLADY

Sub: #8 Basically your letter shows you can cut and paste. You do not hThu, 08/30/2012 - 17:34



Basically your letter shows you can cut and paste. You do not have to explain the laws.

Dear Palisades.

I hereby demand you cease and desist any and all contact with me and anyone associated with me in regards to account number #________
original creditor _________. The debt is out of SOL and is time barred.


Send CMRRR

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #9 Bogus Verizon BillThu, 08/30/2012 - 17:22



Hi, I just got a letter from Palisades claiming I owe $351.11 to Verizon. I nave not had a Verizon account since 1997 and the "Debtor ID" number is a phone number for an insurance agency in a town I have not lived in for almost 20 years.

Would this be a good Cease and Desist Letter (Thanks to Cease and Desist post number 582 for the original):

"
Palisades Collection, LLC
P.O. Box 1244

Englewood Cliff, NJ 07632
REF:

To Whom it May Concern:
1. You are hereby notified under provisions of Public Laws 104-208, also known as the Fair Debt Collection Practices Act, that your services are no longer desired.
2. You and your organization must CEASE & DESIST all attempts to collect the above debt. Failure to comply with this law will result in my immediately filing a complaint with the Federal Trade Commission and the [COLOR=navy]New Jersey [/COLOR]Attorney General's office. I will pursue all criminal and civil claims against you and your company.
3. Let this letter also serve as your warning that I may utilize telephone recording devices in order to document any telephone conversations that we may have in the future.
4. Furthermore, if any negative information is placed on my credit bureau reports by your agency I will file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by law.
"

I am glad I found this site.


OhioGal1
OhioGal1


Debt Samaritan
Posts: 5217
Credits: 74104.796477606 Send message to OhioGal1

Sub: #10 Are you trying to call Palisades? Don't. Send them the cease aThu, 08/30/2012 - 11:16



Are you trying to call Palisades? Don't. Send them the cease and desist letter.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


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