Credit Protection Depot - Are there any complaints against them?


Credit Protection Depot is a collection agency based in Las Vegas, Nevada. Most consumers don't have much positive experience while dealing with the Credit Protection Depot. One of the most common complaints against the company is that they take out money from consumers' accounts without any authorization. Have a look at the sections below to know about some serious complaints against the company.

Serious complaints against Credit Protection Depot

A lot of consumers have shared their experiences with Credit Protection Depot in the Debt Consolidation Care Community. Several consumers had bad experience while dealing with this company. Here are some of the major complaints against Credit Protection Depot:

  • Take money from accounts: One consumer complains that the Credit Protection Depot debits money from people's checking accounts without their prior permission. He even says that the company takes out more money than what is owed. Get more details
  • Make false threats: Another consumer accuses the company of making false threats. The company said that they would send him to jail. The representatives of the company even call him from unknown numbers. Check out the details
  • Fraud company: One consumer says Credit Protection Depot is a fraud company. He says that the company is not licensed in Nevada and makes agreements with consumers on phone. Learn more
  • Not licensed company: A consumer says that the company is not licensed in the state in which he resides. The company has called him a couple of times when he was not at the home. However, he is unable to reach the company whenever he calls back. Get more information
  • Call at work place: An angry consumer complains that the company makes threatening calls at his work place. Know more

What to do when Credit Protection Depot harasses you

You may take the following steps if the representatives of Credit Protection Depot harass you:

  • Check their license: Check whether Credit Protection Depot is licensed in your state. If they don't have a valid license to operate in your state, then you only need to pay the principal amount of the payday loan. But you won't need to pay any interests on the loan.
  • Request them to validate the debt: Under federal law, you have the right to ask the company to validate the debt. So, next time when the representatives of the company calls you regarding a payday loan, ask them to validate the debt.
  • Send a Cease and Desist letter: If you don't receive any validation letter from Credit Protection Depot, then consider sending Cease and Desist letter to the company. By law, they are not supposed to contact you after receiving the Cease and Desist letter.
  • Contact Attorney general: If you find that the company is violating state and Federal laws, then you should get legal help. You can visit your local Attorney General's Office and Consumer Response Center at the Federal Trade Commission.
  • Close your account: If you find that you're not able to stop the company from draining your checking account by any means, then you may close it. However, you should consider closing your account only when you've no other option left.

How to contact Credit Protection Depot

The representatives of Credit Protection Depot can be reached at the following address:

Credit Protection Depot Address: 4601 W. Sahara Ave. #1
Las Vegas, NV 89102


Phone Number: (866) 645-1661

Posts: 123
Credits: 5035.35
[Donate]

Does anyone have an email address for Credit Protection Depot Inc? I had a payday loan through discountadvances.com, Credit Protection Depot Inc is who performed the debits from my checking account. I have sent a Refund Request letter to Discount Advances fax number, but cannot get any response from them and of course I can't find any other contact information on them. I do know that Credit Protection Depot Inc is affiliated with them as I called them at 866-645-1661 and they confirmed that they are affiliated with Discount Advances. I am just looking for any additional contact information that I can get. Thanks!




Unregistered

Sub: #1 Get rid of payday loans
Sat, 10/06/2012 - 12:15

Do yourself a favor and do ANYTHING but get involved with payday loans...these so -called lenders are nothing but blood sucking leeches who want to grab all your hard earned money...If you were taken in CLOSE YOUR ACCOUNT...WITHDRAW ACH...FILE WITH ALL LEGAL AGENCIES,,,,state attny general, ftc , etc....and seek all the help you need to get them off your back..




Unregistered

Sub: #2 another CPD employee trying to help the scammers out, what a mor
Thu, 10/04/2012 - 13:35

another CPD employee trying to help the scammers out, what a moron CPD is fixin to get what's coming to them the FTC will shut down thyour phones and lines of communication like thy did Baker & McKinzie




Unregistered

Sub: #3 the way t stop the madness
Thu, 10/04/2012 - 13:29

Do like what others have done, close you account and open another one That is the only way to stop these crooks and their scam. Do it asap, I did and it felt so good to beat them at their game. Trust me on this one. If you are out of state would try and file a complaint with the Mo. Attorney generals office that would help support their case against PDM.
Good Luck




Unregistered

Sub: #4 keep your spam off our site
Tue, 10/02/2012 - 09:32


paulmergel


Posts: 15525
Credits: 135803.21104969

Sub: #5 sorry shill
Tue, 09/04/2012 - 06:37

i don't recommend your course at all.especially since CPD is located in vancouver BC,and paydaymax,and mycashnow are not only offshore,but affiliated.the reason for your post is to lie.yours is the only one in the last three pages to trumpet this bottomfeeder triad.btw that's what they are as cpd handles all of mycashnow,and paydaymax's default loans.nice try,but back to the phones drone.

giving hope to the hopeless,help to the helpless,and hap to the hapless.




Unregistered

Sub: #6 They worked with me...don't confuse them with the foreign scam
Tue, 09/04/2012 - 06:22

ok... so trust me, normally I wouldn't be posting about a debt collection company... BUT in light of recent news and what not, I'd figured I'd pipe in. so not that I'm proud of it, but yes, I did get a payday loan and they can be a hassle sometimes, I called payday max when I was not going to be able to pay and they gave me the phone # for credit protection depot, who would take care of making arrangements with me. I told them I had gotten harrassing phone calls, threatening to take me to jail in like five minutes. the rep immediately told me about a scam that is going on that happen to involve foreign call centers calling on debt that doesn't exist and what not, violating practically everything in the FDCPA (Fair Debt Collection Practices Act) - yes...even those in debt have rights, too. what paydaymax suggested and cpd was that if I receive a call like that, to hang up and call the lender myself to validate the debt. I did have to send it in via a wire payment, which I was nervous about... but paydaymax received the wire I sent to cpd... of course now, they can actually take debit/credit card payments so even if my bank account is not being debited directly, I at least can keep track of the payment and have an official record which is really nice.... anyways... to each his own, I say if you receive a nasty call, just call the lender directly and sort it out, you'll probably be surprised.




Unregistered

Sub: #7 Their call center/Parent company
Tue, 06/26/2012 - 22:39

Here is a link to a page at RipOffReport that lists the call center/parent company address for these companies, many of them affiliated with internet payday loan lenders (different names, websites) that funnel their funds through a bank in Panama.
http://www.ripoffreport.com/loans/mycashnow-pa ydaymax/mycashnow-paydaymax-discou-d5d5x.htm




Unregistered

Sub: #8 The best thing to do from our experience is close your bank acco
Mon, 03/28/2011 - 02:57

The best thing to do from our experience is close your bank account and reopen it. That STOPS them from auto drafting out of the ACH info they have. They can threaten all they want to but they have to be viable to even start a collection action in - let alone OUR Country - and let alone in YOUR County you reside in for further possible legal actions. If they harrass you at work - have anyone answering the phone that you know to say - you died. Goodbye.




Unregistered

Sub: #9 i have been on hold forever when i asked for a copy of all my pa
Thu, 02/24/2011 - 11:42

i have been on hold forever when i asked for a copy of all my paperwork and they are procrastinating and they are charging me 773.14




Unregistered

Sub: #10 The woman with whom I spoke was CRAZY. She seriously asked me to
Wed, 02/09/2011 - 11:12

The woman with whom I spoke was CRAZY. She seriously asked me to send her a Western Union for $280 (only later, she forgot and said $240). When I said this didn't sound very legitimate or legal to me, and that I would prefer to make my payment in a way that was traceable/refundable i.e. credit card or check, she said "oh, you can just send it," and then seriously told me that the only information I needed to put on it were: CPD-Offer ... Recieve Code 4243.... Las Vegas, NV...

What a joke!




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