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Credit Protection Depot - Are there any complaints against them?


Credit Protection Depot is a collection agency based in Las Vegas, Nevada. Most consumers don't have much positive experience while dealing with the Credit Protection Depot. One of the most common complaints against the company is that they take out money from consumers' accounts without any authorization. Have a look at the sections below to know about some serious complaints against the company.

Serious complaints against Credit Protection Depot

A lot of consumers have shared their experiences with Credit Protection Depot in the Debt Consolidation Care Community. Several consumers had bad experience while dealing with this company. Here are some of the major complaints against Credit Protection Depot:

  • Take money from accounts: One consumer complains that the Credit Protection Depot debits money from people's checking accounts without their prior permission. He even says that the company takes out more money than what is owed. Get more details
  • Make false threats: Another consumer accuses the company of making false threats. The company said that they would send him to jail. The representatives of the company even call him from unknown numbers. Check out the details
  • Fraud company: One consumer says Credit Protection Depot is a fraud company. He says that the company is not licensed in Nevada and makes agreements with consumers on phone. Learn more
  • Not licensed company: A consumer says that the company is not licensed in the state in which he resides. The company has called him a couple of times when he was not at the home. However, he is unable to reach the company whenever he calls back. Get more information
  • Call at work place: An angry consumer complains that the company makes threatening calls at his work place. Know more

What to do when Credit Protection Depot harasses you

You may take the following steps if the representatives of Credit Protection Depot harass you:

  • Check their license: Check whether Credit Protection Depot is licensed in your state. If they don't have a valid license to operate in your state, then you only need to pay the principal amount of the payday loan. But you won't need to pay any interests on the loan.
  • Request them to validate the debt: Under federal law, you have the right to ask the company to validate the debt. So, next time when the representatives of the company calls you regarding a payday loan, ask them to validate the debt.
  • Send a Cease and Desist letter: If you don't receive any validation letter from Credit Protection Depot, then consider sending Cease and Desist letter to the company. By law, they are not supposed to contact you after receiving the Cease and Desist letter.
  • Contact Attorney general: If you find that the company is violating state and Federal laws, then you should get legal help. You can visit your local Attorney General's Office and Consumer Response Center at the Federal Trade Commission.
  • Close your account: If you find that you're not able to stop the company from draining your checking account by any means, then you may close it. However, you should consider closing your account only when you've no other option left.

How to contact Credit Protection Depot

The representatives of Credit Protection Depot can be reached at the following address:

Credit Protection Depot Address: 4601 W. Sahara Ave. #1
Las Vegas, NV 89102


Phone Number: (866) 645-1661

Posts: 123
Credits: 5035.35
[Donate]

Does anyone have an email address for Credit Protection Depot Inc? I had a payday loan through discountadvances.com, Credit Protection Depot Inc is who performed the debits from my checking account. I have sent a Refund Request letter to Discount Advances fax number, but cannot get any response from them and of course I can't find any other contact information on them. I do know that Credit Protection Depot Inc is affiliated with them as I called them at 866-645-1661 and they confirmed that they are affiliated with Discount Advances. I am just looking for any additional contact information that I can get. Thanks!




GunsNroses
Debt Samaritan
Posts: 485
Credits: 8016.1

Sub: #1 Credit Protection Depot is the same as mycash now my cash now
Wed, 07/12/2006 - 14:19

Credit Protection Depot is the same as mycash now

my cash now
P.O. Box 229
Margaretville, NY 12455

William S. Reed, is the President, Treas., Secretary, and Director of the company.

Credit Protection Depot Inc.,
4601 West Sahara Ave., Suite 1
Las Vegas, Nevada 89102
Their fax number is 866-645-1662




kswesterman
Posts: 123
Credits: 5035.35

Sub: #2 Thank you so much for the information. It seems funny to me that
Wed, 07/12/2006 - 14:27

Thank you so much for the information. It seems funny to me that all these payday loan places are so adamant about the fact that they aren't doing anything wrong, yet it is nearly impossible to find accurate contact information on them. They hide behind so many different names, it is hard to know who is who.




GunsNroses
Debt Samaritan
Posts: 485
Credits: 8016.1

Sub: #3 Very true, most of the lenders have so many DBA names that it be
Wed, 07/12/2006 - 16:34

Very true, most of the lenders have so many DBA names that it becomes to identify the parent company. Besides, having multiple names makes them easier to scam people. If one of their companies comes under legal troubles, they can carry out with other names. Very few out there publish the name of the parent company and others don't complete the licensing formalities. That's just so annoying!!

Were you able to get in touch with the person at Credit Protection Depot? Is this the address and phone number you were searching for?




kswesterman
Posts: 123
Credits: 5035.35

Sub: #4 Yes, I talked to someone at Credit Protection Depot and she conf
Thu, 07/13/2006 - 07:02

Yes, I talked to someone at Credit Protection Depot and she confirmed that they were affiliated with Discount Advances (surprise there). I have faxed them a letter at their fax number. Thanks for your help!




GunsNroses
Debt Samaritan
Posts: 485
Credits: 8016.1

Sub: #5 Way to go!! I hope that you are able to take care of everything
Thu, 07/13/2006 - 13:09

Way to go!! I hope that you are able to take care of everything properly. Be in touch, though. :)




Unregistered

Sub: #6 Daniel Leis
Fri, 03/21/2008 - 06:17

How much does Daniel owe. I would like to pay it off immediately




Unregistered

Sub: #7 fax number
Thu, 04/30/2009 - 15:31

do you still have discount advances fax number?




Unregistered

Sub: #8 discountadvances.com
Thu, 05/14/2009 - 05:40

do they have the same fax as mycashnow. im talking about dicountadvances.com




Unregistered

Sub: #9 These people are out of Canada.
Mon, 09/21/2009 - 06:30

These people are out of Canada.




Unregistered

Sub: #10 I found that Credit Protection Depot has a cease and desist orde
Thu, 10/01/2009 - 18:36

I found that Credit Protection Depot has a cease and desist order from State of Nevada from 6/11/2009. They were not licensed. I wonder if anyone knows if they have since gotten a license? They were also found to be taking money out of accounts without authorization, and taking more than was owed. They are threatening me, telling me that though I revoked authorization for them to debit my account through the bank, they can contact my bank and with the original loan agreement have it reversed. Waiting on my lawyer's reply to find out if this is an empty threat -- but of course I'll worry anyhow. That interest rate cannot even be legal. I paid the loan 3 times just in interest by now--they made it impossible to get off the merry go round. Live and learn. I'm truly an idiot for ever borrowing from them but when you are alone and no where to turn.... it seemed a smarter thing to do at the time until they ate so much of my pay up check to check I couldn't pay it off without turning around and taking out another loan in a week to pay the bills! '

I hope no one ever is forced to go to these people--we need to eliminate the business.




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