Has anyone dealt with ameriloan? I just got a call from them that says I defaulted on a loan from March and they were reviewing the account at 5 pm today. I told them I thought it had been paid and he said it hadnt. I asked if I could call him back tomorrow after I have time to get home and check. He told me I could but I had to call back first thing and pay it off or they would fax the info over to my HR to have my wages garnished. He asked if I had ever been to court for nonpayment of a debt and if I currently was having my wages garnished for anything. Also, if my HR department was in this same office. I told him I had not been to court and was not having anything garnished and I was the HR department. He said thats fine I will just have to verify your income if I dont hear back from you and he would fax that over to my HR dept. My question is, I really think its paid, but if it isnt and I havent heard anything from Ameriloan payday loan. (I swear I havent) Can they call me up out of the blue and have my wages garnished that quickly without ever having notified me? If it really isnt paid. I will be more than happy to pay it but I wont be able to pay it in one amount.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.