Ameriloan threatened to garnish my wage â€“ what to do?
Has anyone dealt with ameriloan? I just got a call from them that says I defaulted on a loan from March and they were reviewing the account at 5 pm today. I told them I thought it had been paid and he said it hadnt. I asked if I could call him back tomorrow after I have time to get home and check. He told me I could but I had to call back first thing and pay it off or they would fax the info over to my HR to have my wages garnished. He asked if I had ever been to court for nonpayment of a debt and if I currently was having my wages garnished for anything. Also, if my HR department was in this same office. I told him I had not been to court and was not having anything garnished and I was the HR department. He said thats fine I will just have to verify your income if I dont hear back from you and he would fax that over to my HR dept. My question is, I really think its paid, but if it isnt and I havent heard anything from Ameriloan payday loan. (I swear I havent) Can they call me up out of the blue and have my wages garnished that quickly without ever having notified me? If it really isnt paid. I will be more than happy to pay it but I wont be able to pay it in one amount.