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MCYDSNB listing - How do I take it off my credit report?





Sub: MCYDSNB listing - How do I take it off my credit report?
Thu, 14/04/2011 02:19

Do you know what MCYDSNB stands for? This company account appeared on my credit report; however, I paid this account in full some time ago, and I would like to write to this company to ask them to close this account so it reflects as such on my report. Thank you!



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Sub: #2 I was thinking about dealing with them. Thanks for sharing your Thu, 04/14/2011 - 02:19



I was thinking about dealing with them. Thanks for sharing your experience. Now I'll have to think whether I would go with them.


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Sub: #3 credit reportWed, 04/13/2011 - 08:51



never have credit but in my credit report shows $90. I call macy's and they give me a fax 419 725 5365 to send a dispute. do not like them. they are doing illegal business


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Sub: #4 On Credit ReportSun, 12/21/2008 - 10:57



If I didn't open an account with your store, why is your MCYDSNB (Macy's) on my credit report


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Sub: #5 If you cancel the cards, you will immediately impact your FICO sThu, 09/11/2008 - 04:04



If you cancel the cards, you will immediately impact your FICO score as it will show your utilization percentage to be much higher. If they are paid off, keep them open. I would only close them if they charge an anual fee and they will not waive the charge.


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Sub: #6 To cnacel, or not to cancel credit cards?Wed, 09/10/2008 - 18:19



I have 5 major credit cards. They are all in good standing, all but one of which I pay off the entire balance each month (the other I transfered my Mortgage to at a considerable decrease in interest and is presently at 15,000). I had significant debt problems several years ago but finally pulled myself out of trouble. The question is, would it help, hurt, or be a non-factor for my credit rating by cancelling one or two of my major credit cards?


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Sub: #7 credit cardsThu, 08/07/2008 - 11:26



i only have two credit cards, totally 800 b ut cant get caught up with over limit fees and late fees , just going under , can u help, im retired and living on limited income


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Sub: #8 questionMon, 07/14/2008 - 16:07



is there a number where i can call MCYDSNB to pay off this amount? :cry:


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Sub: #9 MCYDSNBSun, 05/04/2008 - 08:02



Macy Department Store National Bank (MCYDSNB). Hope this helps. :P


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Sub: #10 MCYDSNBSat, 02/23/2008 - 18:28



We also had these letters, mcycsnb, on our credit report showing it was open in 1981.
I looked it up in this blog and called MACY's. IT was a credit card now but in our case it was a old Famous Barr card. I guess the account even though it had a zero balance kept on going. Macy's apparently bought out a lot of stores over the years along with those credit cards.
We called Macy's at this number 1 866-593-2543 and spoke to a man who looked up my wifes name. It was a account she opened up before we were married. We had it closed, FINALLY!!!!!
Try that number, it might work for you. They can look things up without your SSnumber but they might ask for it.
Good Luck
Lennie :wink:


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