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Debt Consolidation Forums Payday Loan help

Cannot pay back payday loans - what next





Sub: Cannot pay back payday loans - what next
Mon, 22/10/2012 11:34

what do you do when you know you cant pay back a payday loan...who do you contact?



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bobbyboy
bobbyboy
Posts: 1
Credits: 25

Sub: #1 I live in Illinois and got aThu, 12/20/2012 - 23:21



I live in Illinois and got a loan from AAA community finance. The loan amount was for $250 which was taken out about a year ago. I have fell on hard times but tried to make it right by paying what I can. Total I have paid $510 but I still owe $297 plus. I am now falling behind on other things and cannot afford to pay this loan anymore. What should I do next?



OhioGal1
OhioGal1


Debt Samaritan
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Sub: #2 We're happy to help but need more information in order to help yMon, 10/22/2012 - 11:34



We're happy to help but need more information in order to help you.


What state are you in? Who's the lender? How much did you borrow? How much have they debited from your account?

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


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Sub: #3 if i can't pay the loan back, what nextThu, 10/18/2012 - 14:21



i sure can you your help and some advice on paying this loan back.
their talking about taking to to court. need some advice. me


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Sub: #4 I work at a payday loan company, to be honest i dont think its tThu, 03/24/2011 - 16:40



I work at a payday loan company, to be honest i dont think its the best option, i pay rent,bills etc and socialize, my wage isnt the highest, and i still manage to save something,not much but its there..after a few months it builds up and I have something to fall back on, I sometimes don't understand why other people dont try this!...anyway, I have realised some customers come in and take out more than they can pay back..lets say they are earning ??1000 a month, they will take out a loan of ??500 even though they have rent, bills, etc..they know damn well they cant pay it back! i find it stupid that they take out that amount knowing they cant pay it back...our company now is trying to be more responsible and only loaning 25% of a customers monthly income..like that, the customer has a higher chance of paying back...but seriously, some people should learn to manage their money.. it annoys me cos when its time to receive the money they are all friendly etc.but when its the day to re-pay the loan, they are all pissed off saying were rip offs, why didnt they think about it before???!!


Shazzers
Shazzers


Posts: 17128
Credits: 158679.4

Sub: #5 First of all star a new topic, please list the following informaMon, 03/21/2011 - 17:04



First of all star a new topic, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


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Sub: #6 Hi. I took out two seperate payday loans, my sister was supposedMon, 03/21/2011 - 17:02



Hi. I took out two seperate payday loans, my sister was supposedt o help pay off the loans but didtn.. now i am barely paying the minimum due and it is killing me. they are takine 265 dollars every paycheck adn i am a single parent with only this job as support. HELP!!


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Sub: #7 Check out if these payday lenders are legal in your state. If thThu, 03/10/2011 - 02:39



Check out if these payday lenders are legal in your state. If they are not legal in your state, then you need to pay the principal balance only. The illegal payday lenders won't be able to come after you for the fees or any other extra charges. You should inform them the best time to contact you and ask them to call at that time and not when you're at work.


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Sub: #8 i have abt 6 on line payday loans. i am in louisiana - cannot pWed, 03/09/2011 - 20:49



i have abt 6 on line payday loans. i am in louisiana - cannot pay them back due to pay cut at work - can pay on my terms not theres - what should i do? lenders are payday max, cashnetusa,ameriloan, vip, paydayone and forgot the other one - pls help - can they harass me at work?


Shazzers
Shazzers


Posts: 17128
Credits: 158679.4

Sub: #9 Names of pdl's? Internet or store front? Your state?Tue, 02/01/2011 - 12:22



Names of pdl's?
Internet or store front?
Your state?

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


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Sub: #10 i have several payday loans i trying to pay off but they are thrTue, 02/01/2011 - 12:16



i have several payday loans i trying to pay off but they are threating me with payment garshing i also changed my bank account and they are still trying to cash checks on a closed account am i liable for them.


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