A collection agency has bought my credit card debt. Now over the last 2 years it has been passed from one collection agency to another(all of which seem to be in connection with ONE lawyer. Its impossible to set up payments as when we call to do so we get paperwork back asking for our budget and what we can afford. Now that sounds great, BUT the minute we send it back they sent it to ANOTHER agency. Now the current agency wants more money then we can afford a month or they plan to take us to court. Any suggestion on what we can do would be helpful. They plan to garnish his wages, if they do so it will leave it in serious problems, as he has the only income and we have a 2 year old. Can they take our car is another concern, its by no means a new car. Its a 1994 Buick.
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