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UNVL/CITI is in my credit report. What should I do?

Posts: 1
Credits: 168.05
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Has anyone see unvl/citi on their credit report? If so does anyone know what credit card company this is?




Frogpatch


Posts: 5385
Credits: 65249.155519088

Sub: #1 Could it be Citibank?
Fri, 01/25/2008 - 08:52

Could it be Citibank?

Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls




missing3forever
Posts: 7
Credits: 262.65

Sub: #2 It is Citibank
Fri, 01/25/2008 - 10:42

It was AT&T Universal Mastercard and now it is Citibank. I had the same card, and UNVL/Citi is how it is listed on my credit report as well.




Unregistered

Sub: #3 i had mastercard years ago. If this is the same credit card how
Wed, 11/05/2008 - 14:57

i had mastercard years ago. If this is the same credit card how do i call them to get it off my credit report. It is on my report with a current credit line.




Unregistered

Sub: #4 UNVL/CITI
Wed, 02/18/2009 - 11:36

I have the same issue, UNVL/CITI is in my report. Refinancing our mortgage and UNLV/CITI shows up on our credit report with a current unpaid balance. We don't have such a card, nor do we have an outstanding balance.




Unregistered

Sub: #5 I am having the same issue with my credit report. Has anyone be
Fri, 03/27/2009 - 15:52

I am having the same issue with my credit report. Has anyone been successful with getting this line item removed from their current section of thier report?




Unregistered

Sub: #6 UNLV/CITI
Wed, 07/15/2009 - 23:22

I wonder if anyone has been successful in getting this resolved. I just had this pop up on my credit when I applied for a mortgage and I have never gotten a bill and don't have any credit card debt I'm aware of. I did have one of these cards years ago. I always paid my cards and can't figure out what this is about or how to clear it.




Chrys Henderson

Posts: 2560
Credits: 17373.3

Sub: #7 Dispute it with the CRA(s) on whose report(s) the fraudulent tra
Thu, 07/16/2009 - 02:58

Dispute it with the CRA(s) on whose report(s) the fraudulent tradeline shows.

FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.




Unregistered

Sub: #8 My credit card payment is running late. We are trying to refinan
Tue, 09/22/2009 - 18:56

My credit card payment is running late. We are trying to refinance our home in order to be able to pay on time like our history shows.

This has been a year that due to sickness we have not been able to keep up.

This latesness is showning up on my report. In order to get a new low interest loan we need to have your account current.

My questions to you , is there a number I can call and see what we can do to update our balance. Account #549113938734




Chrys Henderson

Posts: 2560
Credits: 17373.3

Sub: #9 It should be on your bill. Do not publish private info on a publ
Wed, 09/23/2009 - 02:27

It should be on your bill. Do not publish private info on a public forum.

FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.




Unregistered

Sub: #10 please explain
Wed, 10/14/2009 - 20:16

Quote:
Originally Posted by Chrys Henderson
Dispute it with the CRA(s) on whose report(s) the fraudulent tradeline shows.

Im new at this and this site- I dont understand what CRA means or fraudulend tradeline show...? I also have the UNVL/CITI on my credit report it states a status of OPEN but 0 on Balance, Limit, Past Due, High Limit, Monthly Payment. Should I be concerned with the Open status? because otherwise it doesnt seem to make a negative impact, does it?




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