Has anyone ever dealt with this CA? They have been calling me at work, even though I told them not to, and I am getting ready to send a Debt Validation request and C&D. I asked for a mailing address and he said "we will call you every day until this is resolved," and then hung up. They have called themselves Premier Recovery Group and PRG. It is for an older debt and I thought I paid off through a debt consolidation program, but they are so rude, I dont like trying to talk to them.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.