I got a payday loan through some company that was a front for JD Marketing Group. This payday loan was not like any of the others that I did, as they do not let you know when they will be taking money out of your checking account. Any other payday loan that I did, I would receive an email that asked if I wanted to pay in full or refinance. But JD Marketing doesn't send out any notices, they just take their finance charge out and refinance your loan with no notification. Is that legal? I tried to find some kind of correspondence from when I first received the loan, but I couldn't find anything. I don't know if they didn't send it, or if I deleted it though. I tried to call and see if they could help me out by counting the money that I already paid towards the loan amount, but he refused to do so. So know I don't know what to do. Do I have any legal leg to stand on here?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.