I keep getting calls from BCR 1-800-831-7311 (and other variations of this number). They keep asking for a person named Nancy Gonzalez and when I inform them that they have the wrong number, they get all pissy with me. I have ben assured 3 times that they will not call again but I have no idea how to get them to stop calling (the wrong number). They refuse to give their names and they will not give me to a supervisor. They have even hung up on me when I ask for one! What can I do to get them to stop calling?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.