Do you have an Emblem Mastercard that you obtain through paying off a debt through Jefferson Capital Systems? Is so, how is it working for you? What was your starting credit line, and what is your credit limit now. I just want to know how many people is the Emblem card working for, the ones that have it...
My starting credit was $262 and the card was issued in May 2009. I received my first credit limit increase in October 2009 of $100. Then in January 2010 I received an increase of $200.00 Since I heard they give increase every three months, I should recieve another increase this month. Not sure how much it will be.
I have been before time. I just recenlty, the last two months, use my credit card to pay bills. All the bills I was paying with my debit card, I start paying with my credit card. The money that I use to pay bills, I apply it to the card. So, when statement times roll around, its nearly a 0 balance. This has really built up my credit score. I expect a larger increase of a credit limit since i have been applying $300-$400 bi weekly on my credit card. That's $600-$800. This will show them that I am able to handle more.
So when I receive that next credit limit increase I will be sure to share it! Should be tomorrow since this makes the 3rd month.
Please share you Emblem experiences!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.