Help with Secured Debt
What if all my debt is secured debt...I still need help cause im falling behind and my credit score is falling lower every month im behind...There has to be help out there somewhere for people who are in over their head with Secured Debt?? A bank that give loans regardless of credit rating(based on money made)...or some program that will pay everything off for me so that I can pay them just 1 payment a month insted of all the numerous payments I am strugling with now!! Please tell me there is something other than bankruptcy!! HELP ME!!!