I have a lot of things falling off this year off my credit report. I understand that if I make a payment on a collection it restarts the SOL. My question is if there is something that is scheduled to fall of my report in Decemeber 2012 and I pay it in full will it stay for another 7 years or will it still fall off in December?
I have 4 reports on my experian for the same Acct 2 from target and 2 from the collection agency that has the debt. Its scheduled to fall off on April 2013 . Is there anything I can do to take off at least 2 of these?
This might not be the right area but does anyone have a sample letter I can send to a collection agency asking to remove a chargoff on my report if a debt if paid. (I know this is unlikly but want to try) I have a $600.00 charge from Washington Mutal that I need to pay so I can open a bank account.
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