I have been late on my mortgage each month for the past 3 months, and while I have always paid within the 30 day period, yesterday I put off paying until it was after 3pm. So technically it was in the 30-60 day late period.
I spoke to someone at my mortgage company this morning who said that I would be fine, that they actually don't report to the credit bureaus until the first week of the month, which she said would be the week of 8/4. I hung up and then thought about it ... why isn't today, which is 8/1, considered being the first week of the month? I mean, I'm not complaining but I am confused?
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