Has anyone ever heard of a company called GoFreeCredit dot com?
I received an email from them today, I went to their website and they are advertising:
free unlimited access to your credit report for 60 days online, automatic notifications of changes to your credit report, a detailed personal analysis, and details of who has reviewed your report.
small print: By ordering a free credit report, you will automatically be enrolled in a 30 day free trial of credit monitoring. You will receive automatic notifications of changes to your credit report. You will be billed $12.95 for each month that you continue your membership if you do not cancel your membership within the trial period. You may cancel anytime - there is no obligation.
does anyone have any feedback on them, good, bad, indifferent?
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.