Hi..I am new here and have been reading through these threads, seeking information. I have poor credit and I've come up with a plan to fix my credit. I just need a car. I can easily obtain a part time job to pay things off on my credit but I do not have transportation due to an accident earlier this year that totaled my car. I've been doing a lot of research, exploring all the options available to me. Drivetime, JDByrider and Roadloans are all alternative places for people with poor credit (like me). I know these companies require some reassurance by selling cars with high interest rates to people with poor credit (I don't have a problem with this), but the stories on rip-off report and the BBB are just horrid. Adding on an additional $5k-$10k to the worth of these vehicles is just excessive, not to mention the time frame of the warranties they have. I'm unable to save for a large down payment and I have no one to co-sign for me. So I don't have many options. I have a plan to clean up my credit, so I'm not really seeking advice for that. What I want to know is: Are they're any car dealerships similar to these but minus the scandals, hassels, and disregard of all respect and integrity to it's customers. Any advice would help. Thanks for reading.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.