How can you dispute information with Experian?


Is there an actual experian phone number live person
for Experian to speak with a live person??? Not the automated system ... I am having the most frustrating time!!

I get my credit report daily from truecredit ... there are 2 items ONLY on my experian report that are not mine. I have talked to the creditor listed and have letters dismissing me from reposibility for the items. I tried doing an online dispute with experian, they said I don't have a "report #" so I can't file a dispute unless I order a report through them. I tried to order one online said they cannot verify my identity, mailed in my identity, they mailed me back asking for the same info I just sent. So I mailed it again with a letter and all my dispute info and the letter they sent me ... again, the same generic letter. Tried to order online again, they can't verify my identity and won't let me dispute online because I don't have a report. Yet I have a report from truecredit, autofax and citifinancial BUT none with an experian credit report # ... SO I am just screwed. I called credit expert and after they verfied me on the phone they tried to walk me through online and when it did not verify me they could not explain why and sent me to another site where I would have to put my cc and pay which I won't do so they told me they can't help me or provide me with a better # for experian ... I am soooo frusterated!! I have proof these are not mine but experian won't even let me give it to them! This has been 2 months that this is effecting my credit! Is this even legal???


Unregistered

Sub: #1 Camden Apartments Dispute
Wed, 01/23/2013 - 03:52



Camden Apartments/I decided against renting and bought a House. This Apartment Complex is stating I owe them a fee for registering and being contingent to a lease. I called and left message that I was buying a House



waffles


Posts: 1692
Credits: 31178.840299934

Sub: #2 Settled accounts do not come off your report; the bureau is repo
Mon, 10/22/2012 - 16:06



Settled accounts do not come off your report; the bureau is reporting correctly.

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs


Unregistered

Sub: #3 Dispute
Mon, 10/22/2012 - 15:38



I have some letters that show I have settled some of my accounts on my credit and would like to know how to remove them from my credit report.


Unregistered

Sub: #4 ms
Fri, 08/03/2012 - 11:09



experian sucks you cant get a human to answer phone who pays these people how do you get credit cleared up. just call them and punch button 1,2,3 or 4 and then please go away.:confused:


OhioGal1


Debt Samaritan
Posts: 5255
Credits: 83043.446477606

Sub: #5 OK. Contact the credit bureau and disput it.
Thu, 06/28/2012 - 05:44



OK. Contact the credit bureau and disput it.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


Unregistered

Sub: #6 Dispute
Wed, 06/27/2012 - 16:23



I would like to dispute philadelphia parking violation /a comcast 4861......


Unregistered

Sub: #7 experian phone and fax number
Tue, 06/12/2012 - 20:31



experian phone # 888-397-3742

fax 972-390-3809


transunion 800-916-8800
m-f 8am- 11pm est.
https://dispute.transunion.com ;)


Unregistered

Sub: #8 More of the same
Tue, 06/28/2011 - 14:02



Your frustration is shared by millions of people and they know that very well.
They don't want to hear from you, they don't want to help you or me, they hide like a thief hides after his wrondoing.


Unregistered

Sub: #9 experian is a mafia
Tue, 06/28/2011 - 13:59



Experian, Equifax and Transunion is a mafia.
The 3 accomplices of an entire disgusting financial system.
But your days are counted, thieves, sooner or later people will wake up and you will pay for your crimes.:D


Anna Sweeting
Debt Samaritan
Posts: 1827
Credits: 38569.2

Sub: #10 Thanks for posting the phone number! :-)
Mon, 06/13/2011 - 03:15



Thanks for posting the phone number! :-)


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