I also received a call from URG Litigations. I was told that there was litigation pending on someone I do not know but my telephone number was the one they had. I told this VERY RUDE lady to take my phone off their call list and she said she would not and hung up on me. I believe the FCC would be responsible for complaints since URG Litigations is involved in interstate commerce.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.