United Legal Investigation They called and harassed
I was called at work by a local number. I did not recognize the number so I didn't answer. The number then popped up 2 more times within 5 minutes. I saw that I had a voicemail message, and when I checked it it was someone named 'Officer' Shawn Williams stating that he was calling from United Legal Investigative Department and that he needed to speak with me or he was going to contact my manager at work regarding a debt that was owed. Keep in mind he was saying this on my recorded voicemail, which I am sure is a violation of the fdcpa. Before I could even finish listening to the message, they were calling me back again. I picked up the phone, the man asked who he was speaking with and when I identified myself, he started rattling off my social security number and then asked me to verify. I told him that I would speak to him, but I was at work and he needed to call me at a different number (I gave him my cell phone number) and told him it would have to be after 5pm CST. He hung up the phone, then called right back and told me that he wanted to speak to me now, not at my convenience, and I needed to get this cleared up before noon today or he would send the police to my place of business to arrest me. He said that we were speaking on a recorded line that was connected to the courts. I asked him which court, he refused to tell me and kept threatening that I need to worry about paying this debt and not worry about which court it was. I asked him for the name of the original creditor, he would not tell me. He told me that I could 'settle out of court' for $1,094, I asked him to give me a fax number or mailing address so that I could put all of this in writing, he refused to do so. I did a reverse number look up and found an address for United Legal Investigative Dept in Kansas City, MO, I asked if this was correct, and he said 'NO we are based in California', although the number he was calling me from has a Houston TX area code. When I continued to ask for a fax number, he put me on hold to find a 'senior officer'. After being on hold for several minutes I finally hung up, they called me right back and this 'senior officer' was just as belligerent as the first and refused to give me any means to contact them in writing. He basically told me that he didn't care if I told them not to contact me until after 5 pm, and that I needed to take care of this. He said there are 3 outstanding federal charges against me and he named them. I told them I would no longer speak with them by phone if they could not provide me with a means to contact them in writing, since they were badgering & threatening me at my place of employment. Then they hung up on me.
They just called me back 4 more times. When I answered, I told them AGAIN that this was an inconvenient time/place to discuss this & to call me at the number and time that I asked. He said 'If you hang up on me one more time your Social Security Number is going to be blocked!' I asked him to explain what that meant, he said 'That's my problem, not yours.'
I have filed complaints with the Attorney Generals Offices in California, Texas, and Missouri as well as with the Federal Trade Commission. This is insane and they are breaking multiple FDCPA regulations.