There is some debt collector by the name of "Michael Brown" who is calling from 800-214-7840 and essentially making terroristic threats, even telling one individual that he is "going to take their children from them".
WHOEVER this is (and who he is working for), needs to
be tracked down and prosecuted to the FULLEST extent of the law. If you have any information as to who he/they are, please post it here.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.