Hi, I've been receiving phone calls from a Mac Dawson from ACS Incorporated trying to collect on some type of debt that I have (i think he mentioned a pay day loan)...when I ask them what the debt is from, they won't disclose that information, but continue to call & harass me several times a day. They have been calling my work as well & speaking with my supervisors & harassing them as well.
Finally I took his phone call, & he is trying to set me up on some type of payment plan, took my credit card information (which was a credit card which has nothing on it, wanted to research it before giving my actual CC info) so they can take out money out & sent me some type of paperwork that I need to sign to allow them to do this.
well I never sent him the signed paperwork that he wanted, so he called me 30 times within the hour...I finally picked up & explained to him that I would like for him to cease communication w/ me & that I'm getting in touch w/ my AG & complaining to the FTC, but he said if I were to do that, that things would get worse & people would show up to my work & Garnish my wages?!? First off, I live in NC, so payday loans are illegal to begin with, along with wage garnishment....but now I'm scared on what he can do to me.
Any ideas on what I should do?!?! I'm supposed to send him the "signed paperwork" by today at 10:45...the only reason why I told him I'd do that is so he'd leave me alone! help! please!
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