ACS INC - What strategies should you adopt to avoid being scammed?


A lot of consumers have complained in the forum that they've received threatening phone calls from ACS INC. The company has threatened to press criminal charges against several forum members. Some members have even faced lawsuit threats from this company.


ACS INC – Is it a scam company and how should you deal with them?

The general opinion of the forum members is that ACS INC is a scam company. In fact, several consumers have been scammed by this company. Read below to know how this company tries to scam consumers.


  • Threatens to send you jail: A community member claimed that ACS INC called him and threatened to send him jail. The member was asked to meet the company representative at the court.
  • Does not give any proof: A forum member said that someone called Richard Wilson asked him to pay $300. Richard refused to show any paper or give any information to the forum member. Rather, Richard asked him to check out a law website.
  • Gives fake identity: The company has claimed that they are affiliated with Cooper's Law Firm, which is completely non-existent. Moreover, they demand different amount at various points of time. When the consumers ask them to give any information, the company claims that they're collecting information and not vice versa.
  • Calls regarding invalid debt: ACS INC calls consumers and their relatives regarding illegitimate debts. The caller has a heavy middle accent. The fax number is also wrong.
  • Make incessant calls: A community member received harassing calls from this company in every 30 seconds at office. Everyone was bothered by those calls – from coworkers to manager. The member got respite from the calls after making some legal threats.
  • Press charges for check fraud: A community member was asked to pay for paid off debt. The member was asked to pay $700. He did pay $400 in 2 installments. Thereafter, the member stopped making payments as he didn't have money. The company immediately increased the amount and threatened to press charges for check fraud against him.
  • Acts as a federal agent: The company acts as a representative of the federal government and threatens to bring federal charges against consumers. The company representative calls relatives of the consumer and talks in a profane language.
  • Threatens to sue relatives: It is not that the company threatens to file a lawsuit only against the consumer. ACS INC threatens to sue the relatives of the consumer as well.
  • Calls the employer several times: As per a senior forum member, this company has no scruples. The forum member received several calls from this company. The member was instructed to pass on the message to the employees. The member refused to do so.
  • Asks to reveal your debit card number: A community member received a call from someone called Louis Vinson. The guy claimed that the member owed $345 to Cash Advance America. The community member didn't owe any money and so avoided revealing the fax number. Louis got very angry and threatened to take the matter to court.

How should you deal with ACS INC?

Here are the few steps that you can take to deal with ACS INC when they try to scam you.


  • Register a formal complaint: If the company has scammed you or tried to scam you, then file a complaint with the BBB or FTC or State Attorney General. Give full details of the complaint. Make sure you mention when you received the collection calls.
  • Send a letter: Send a letter to the company and tell them that you would press felony charges against them if they continue to harass you or your relatives regarding an invalid debt.
  • Call them back: You can call the collectors back and harass them instead. This is what a forum member did when she received a call from this company. She received a call from someone called Cynthia Harris. When Cynthia asked her name, the forum member said that her name was Cynthia Harris. She kept on repeating the same name till Cynthia Harris got fed up.
  • Have a talk with your attorney: If you're unsure or you've any doubt, then discuss the matter with your attorney. He can tell you if it is a scam. You can know about the steps that you need to take to protect yourself.

Be careful if you receive phone calls from ACS INC. Don't get scared just because this company knows various things about you. Handle them tactfully and get legal help if they try to scam you.

Unregistered

Hello everyone, my name is Andrew and today I recieved a call from "ACS Inc" an "affadavit Service" they gave me the old pay us $725 or we will take you to court tomorrow (apparently they dont realize how slowly our court system works) and I would be arrested and criminal chanrges would be brought against me.

My guess is that Route 66 and Big-int are behind this. Please confirm if you have recieved a call from 646-810-8625 or518-533-5448.

They are overseas and have a heavy middle eastern accent. I did a ip lookup on the email I had them sent me because I played along and it is routed from Europe to Pakistan. FYI they certainly are not lawyers and wouldnt direct me to McDonalds.com for their address or have an email address of ACSINC[at]mail.com. Idiots, hope no one falls for this. Bet they do get some people though.


bingonut

Debt Samaritan
Posts: 1444
Credits: 16882.05

Sub: #1 You are welcome. Hope
Tue, 05/14/2013 - 16:23



You are welcome. Hope everything is working out for you!



rocemom
Posts: 8
Credits: 269.75

Sub: #2 Thanks
Tue, 05/14/2013 - 14:00



Thanks



bingonut

Debt Samaritan
Posts: 1444
Credits: 16882.05

Sub: #3 ACS is an illegal collector.
Wed, 05/01/2013 - 07:57



ACS is an illegal collector. Report them to the FTC and your state's AG. Ignore their calls. If you recognize their number, do not answer the phone.



rocemom
Posts: 8
Credits: 269.75

Sub: #4 E-MAIL I RECEIVED TODAY
Wed, 05/01/2013 - 07:31



I GOT THIS TODAY ; HOW DO I RESPOND?


Account Number 290013; Subject - Lawsuit.

Inboxx


ACS INC

8:37 AM (30 minutes ago)


to bcc: me


CASE FILE : 290013

LOAN INFORMATION

DUE AMOUNT-$854.64

LOAN COMPANY- ACS Incorp.

This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.


UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.


Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.


And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.


We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1- 347 468 8480 between 9.30am to 6.30pm(EST).

IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

EMAIL OR CALL US BETWEEN WORKING HOURS ON 1- 347 468 8480

UNITED STATES DISTRICT ATTORNEY

Copyright (c) 2006 ACS | Privacy | Terms of use

------------------------------------------------------------------------

--------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.



Unregistered

Sub: #5 ACS
Sun, 04/14/2013 - 09:36



I have been getting emails from this company from a guy named James Otis claiming I owe for a loan. When I advise him I have a lawyer who will handle this matter he just ignores that and continues the harassment. Today a woman from this company had left me an email advising me to have good sex and get back with them on Monday in a better mood. There is a phone number given 9043283041 which is a Jacksonville florida number but its been diconnected.



Unregistered

Sub: #6 Harrasing Emails
Wed, 04/10/2013 - 15:46



I'm glad I looked decided to look ASC up on the net. I too have been receiving emails from this company about owing them money and they were going to prosecute me if I didn't pay. As I knew this was a scam. Is there a way these people can be tracked down and prosecuted?



Unregistered

Sub: #7 ACS Scam
Thu, 03/28/2013 - 11:55



Hi Andrew and everyone else,


I just received another phone call from ACS. This is probably the fifth or sixth time since last fall. Every time they ask for the last four digits of my social security number, and when I refuse to give it to them, they get very angry and hang up. Also, they never have any information in regards to the alleged lawsuit filed against me. I am really tired of them contacting, not only me, but my family. They called me three times today and when I did not answer they contacted my mom. What creeps! No one should trust these people or give out any information. The people I have spoke with sound Ameican as they come and the call back number was 855-397-3392.



Unregistered

Sub: #8 ACS INC SCAM
Tue, 03/26/2013 - 19:19



I received an email saying I owe $955.75 which I knew didn't sound right. I will be reporting this.



paulmergel


Posts: 15525
Credits: 135803.21104969

Sub: #9 YES
Tue, 03/26/2013 - 07:06



i did on friday.it is a scam,and have your basic info from a lender most likely an illegal one.they are in pakistan(got that via reply email)nobody in a backwards ass part of the world like pakistan is gonna do spit.forward the email to the ftc using www.ftc.gov and ignore anything further.do not call as that will get you a deluge of calls from these scum.again in pakistan,and a scummy scam.report and forget about it.


giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #10 Has anybody gotten emails
Mon, 03/25/2013 - 22:41



Has anybody gotten emails from them too? They're scams also right? I know I didn't have a loan with them but just scary t think about getting charged with fraud



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