Received a summons for a credit card debt that went into collections over 10 1/2 years ago. State of Indiana SOL is 6 years. This debt is so old that it doesn't even show on my credit reports. I answered the summons truthfully, with most responses being that I deny due to lacking sufficient knowledge after all it is going on 11 years since it first went delinquent. Now I wait and hope that it gets dismissed. But if it should go further, how do I prove that this is beyond the SOL when it does not show up on my credit reports? It does not show up on credit reports from 1 1/2 years ago as well. I am really tired of dealing with these lawyers from Wright and Lerch. They pulled this 1 1/2 years ago and it never got any further after I responded to the summons. I'd like to get it stopped permanently. They are working on behalf of LVNV. What about filing a complaint? I realize they are just trying to find a "sucker" who is willing to pay up, but I have better things to do with my time than waste it on the likes of them.
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