a debt collector called from stephens and michaels associates:
Caller ID: 866-201-0940
Caller: Stephens & Michael Associates
i was in the process of running out the door to drop the kid off at daycare and didnt have time to talk. told him to call back on monday.
i dont know why he called since i had never heard of this company before. i have done some research and know they harass people.
i want to call them back to find out what they want but want to be sure that i dont provide them any opportunity to restate SOL. my only active debt is a student loan and my only CC debt collection action will be 7 years ago this September.
how should i approach the call without screwing myself?
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