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SRA Associates -- this gal is in total VIOLATION!!!

Today I got a call from some HOSTILE person at SRA Assoc. She said, "you've been expecting my call. You know what this is regarding, don't you." I told her I had no idea. I told her I had not received any communcation from her company.

She goes on to say that her "client" has asked her to contact me. She never says she's a collection agency. I didn't know if she was an atty's office or what?

Anyway, I REPEATEDLY asked for notification in writing. She yells, "REQUEST DENIED!" I told her I didnt' have anythign from her -- she said, "I hear that all day long!"

Believe me -- if I had rec'd something -- I would have sent a validation letter already.

She is not affording me my 30 days to dispute. She manufactured some Tuesday deadline!!

She stated that I had been notified by Bank of Amer and I have had AMPLE time to deal with this! She was sooo rude and hostile!

She also yelled, "I KNOW THE LAWS!!!"

omg! I was literally shaken by her. I know this is her tactic -- and i don't usually become affected by this - but she was something else!!

I know I can file a complaint with the BBB. Do you guys recommend that?

In the meantime, I have no account number or anythign to reference. She can't just send this account to my credit report, right?

I feel like I should write something to them so I ahve proof of disputing this.

Any ideas?




JCEMT

Posts: 2935
Credits: 19200.4

Sub: #1 Contact your attorney generals office, file a complaint there, a
Fri, 10/05/2007 - 13:51

Contact your attorney generals office, file a complaint there, as well as they attorney generals office for they state they are located in. Also file a FTC complaint. I doubt they even have anything to back it up for them to jump the gun, not even give you the mini-miranda, and to treat you in that manner. If she refused to give you anything in writing, then they probably don't have enough information to put anything in writing. A DV letter would also be a good course of action.

Here, I think this is them:

Sra Assoc in Somerdale (collection agencies)
Name:Sra Assoc
Address: 401 Minnetonka Rd
City: Somerdale
State: New Jersey
ZIP: 08083
Phone: (856) 566-9775

Regards
JCEMT




Unregistered

Sub: #2 thanks for the advice. do you think filing a complaint with t
Fri, 10/05/2007 - 14:08

thanks for the advice.

do you think filing a complaint with the Better Business Bureau is also in order?

thanks!




volleyballmom

Posts: 4143
Credits: 28451.95

Sub: #3 Yes, BBB too in addition to JCEMT recommendations.
Fri, 10/05/2007 - 14:11

Yes, BBB too in addition to JCEMT recommendations.




JCEMT

Posts: 2935
Credits: 19200.4

Sub: #4 I searched BBB, they don't have any entries
Fri, 10/05/2007 - 14:59

I searched BBB, they don't have any entries

Regards
JCEMT




Unregistered

Sub: #5 I found them on BBB. They have some complaints. Not very many
Fri, 10/05/2007 - 17:13

I found them on BBB. They have some complaints. Not very many -- I'm stunned because this agent was HORRIBLE!! really abusive!




Unregistered

Sub: #6 Doesn't it just come down to a he-said/she-said situation? How
Fri, 10/05/2007 - 17:15

Doesn't it just come down to a he-said/she-said situation? How do I prove she behaved that way? Or do I just lodge a complaint and they take it to the collection agency?

I feel like I can sue them at this point for violating several rules of Fair Debt Collection Act.




cajunbulldog

Posts: 4859
Credits: 42498.45

Sub: #7 Interview some consumer attorneys so they can help you get your
Sat, 10/06/2007 - 04:23

Interview some consumer attorneys so they can help you get your evidence in order to file suit on their violations.

Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.




kscornell

Posts: 4409
Credits: 47383.169878546

Sub: #8 I would also document as much as you could remember of the conve
Sat, 10/06/2007 - 10:35

I would also document as much as you could remember of the conversation, word for word, if possible. Get her name, the time of day, things like that. It would be easier for them to trace with more details.




Unregistered

Sub: #9 Sometimes there are not as many complaints on the BBB because th
Thu, 10/01/2009 - 10:46

Sometimes there are not as many complaints on the BBB because the BBB can not do anything. The FTC can and the state attorney general can. Make sure you are making these reports. People like this SHOULD NOT BE IN BUSINESS!




bea2ls

Posts: 3840
Credits: 37055.9

Sub: #10 i agree the BBB will not do anything but I like to file as proof
Thu, 10/01/2009 - 11:34

i agree the BBB will not do anything but I like to file as proof or a report (along with the FTC and AG)

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly




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