In the state of Georgia, can a repo agent come onto your property in their personal vehicle, not id themselves, refuse to show you paperwork for repossession, physically block you with their body from getting into your car and refuse to leave your property when you order them off even when you have a no tresspassing sign right on your front lawn? Can they threaten to charge you with assault when you try to push them asside to get into your vehicle?
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.