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Call from NCO/ 1-222-222-2222



volleyballmom


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Sub: Call from NCO/ 1-222-222-2222
Sun, 11/05/2008 04:15

So, I get a call on my cell from 1-222-222-2222...got back and listen to the voice mail and its NCO!

They have been calling me from various phone numbers here and there, and no written notice from them as required by the fdcpa within 5-days of the first call.

I am sending them a DV letter tomorrow, but did I also read someplace on here that per FDCPA CA's must use their real phone numbers when calling? Someone let me know so I can include that in my letter too.

Also, the automated message didnt give my name or anything, but said that they were "NCO and they needed to let me know that they are a debt collector".

Thanks!



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JCEMT
JCEMT

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Sub: #1 What NCO needs is not us paying them but for them to pay back alSun, 05/11/2008 - 04:15



What NCO needs is not us paying them but for them to pay back all the people they wronged by reporting incorrectly on all of their trade lines. Even after getting hit for 1.5 Million in fines s/p being sued by the FTC, they still continue to do so.

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JCEMT

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JCEMT
JCEMT

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Sub: #2 Not without validation at any rate.Sun, 05/11/2008 - 04:14



Not without validation at any rate.

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Unregistered

Sub: #3 and dont send them a penny!Sun, 05/11/2008 - 02:42



and dont send them a penny!


JCEMT
JCEMT

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Sub: #4 You can document the refusal of the letter along with the returnSun, 04/13/2008 - 08:04



You can document the refusal of the letter along with the returned letter to show that you tried to request validation but it was refused.

I would imagine it wouldn't look to good on their part, especially when you make copies of the letter, envelope and notice of refusal and send them as an attachment with complaints to the Attorney General's office and the Federal Trade Commission.

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JCEMT

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Unregistered

Sub: #5 volley did you send simple certified (green card) or pay extra fSun, 04/13/2008 - 02:12



volley did you send simple certified (green card) or pay extra for guaranteed signed receipt? I know you know what you are doing here from your posts..but don't expect them to accept letter unless you send guaranteed certified with signature ..approx $15 cost to you ..(cost last time I sent one requesting validation to ca who refused normal certified letters about two years ago)..good luck :D :D many companies will not acknowledge debt validation letter on simple certified (green card)...items..they simply refuse to accept and then they are returned a month or two later..just what they have planned.....part of their deception tactics and time frame of disputing


SUEBEEHONEY70
SUEBEEHONEY70

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Sub: #6 Actually, the fdcpa sort of puts a limit on the number of calls Sat, 04/12/2008 - 20:39



Actually, the fdcpa sort of puts a limit on the number of calls by saying:

A journey of a thousand miles begins with a single step...and becoming debt free is a journey!


unclewulf
unclewulf

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Sub: #7 Using a real nmber, or the same one each time, would make it easSat, 04/12/2008 - 19:38



Using a real nmber, or the same one each time, would make it easier for folks who don't want to talk to them to skip the call. Same with using their real name. I know, it's stupid. But that's how their twisted, little minds work sometimes.

Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]


JCEMT
JCEMT

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Sub: #8 I wonder why they would not include a number on caller ID that ySat, 04/12/2008 - 11:35



I wonder why they would not include a number on caller ID that you could use to call them back. I'm sure it would facilitate establishment of relations with their contacts.

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JCEMT

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Bossy4455
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Sub: #9 Volley, I thought that if they used a fake number to call you, iSat, 04/12/2008 - 09:48



Volley, I thought that if they used a fake number to call you, it was illegal, but am not really sure.

LVNV is great about this-they do 000-000-0000, and make about 4-5 calls a day, all with different numbers showing on caller id. Alot of times they call at one minute before they are supposed to, or one minute before they are suppossed to stop.

I just keep track of their number that is showing, the date and a name(it's fake, i know) and let them know that they have called xx number of times and still haven't validated.

Every time I send a DV letter follow up, I like to point out the violations they have made :lol:

Good luck with the idiots!..KAren

Oh, BTW-several years ago, before I found the forums, I dealt with NCO and got a really nice man, I set up the paymentw I could afford, paid it off, etc. Then years later had to deal with them-another story, so guess they get rid of the nice ones!

As long as you are alive, there's always hope


volleyballmom
volleyballmom

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Sub: #10 I wasnt sure...thanks for clarifying that sky :)Fri, 04/11/2008 - 15:30



I wasnt sure...thanks for clarifying that sky :)


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