Has anyone heard of the this collection group? They left me a message telling me that this message was an official notice that I was being served and they gave me an affidavid #. When i called the number back to get details, I asked him who they represented and he said "Payday Loan" and that I owed them $790. When I asked him if I could have validation, he was extremely apprehensive on giving me that information. I asked him to email it to me and said "when should I call you? after i send this to you?". I still haven't received an email from them. I just wanted to know if anyone hear of them. I can't find their number or name on the internet.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.