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MRC Receivables Corp brought judgment against me. What to do?



Sub: MRC Receivables Corp brought judgment against me. What to do?
Thu, 17/03/2011 02:04

I had been served a Court Ordered Judgment back in Dec. 05 MRC Receivables Corp., the current owner of my acct. They'd obtained a lawyer to get their monies. In accordance with the court ordered judgment I was to pay $739.39 to the law ofc. In May of 06, my payments were completed, yet the lawyers were still trying to force me to pay an additional amount, separate from the court ordered judgment in which I'd fully complied. I had to request a Motion from the Justice Court in that Precinct to "Deem Judgment Satisfied." I had spoken to the court clerk assigned to my case and she'd stated that it was illegal and I should file the Motion. I'd sent the Motion certified mail to both the Courts and the Law ofc. representing MRC. To no prevail neither MCM, Inc. legal dept. nor the hired law ofc. will return any of my calls, I forgot to mention the Courts ruled the "Motion to Deem Judgment Satisfied", in my favor. No response at all from the lawyers representing MRC. Can anyone help me to update my credit report and also, to help others who may be in this difficult situation.



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goldenbast
goldenbast


Debt Samaritan
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Credits: 37894.571305235 Send message to goldenbast

Sub: #1 Actually judgments are tricky little suckers...according to FCRAThu, 03/17/2011 - 02:04



Actually judgments are tricky little suckers...according to FCRA they can stay on for 7 years or until the governing statute of limitations has expired, whichever is greater...so say a SOL is 15 years, then that judgment can stay on for 15 years.

BUT satisfied judgments should only stay on for 7 years.


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Sub: #2 sorry #38 7 years it stays on credit reportWed, 03/16/2011 - 21:58



sorry #38 7 years it stays on credit report


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Sub: #3 Poster #39-You need to go to the court that issued the judgementWed, 03/16/2011 - 21:58



Poster #39-You need to go to the court that issued the judgement and if you were never served properly motion the court to set the judgement aside for improper service.


Poster #38-everything stays on your credit report for 10 years-it wont come off before then


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Sub: #4 I had a judgement against me in September of 2006 regarding MRC Wed, 03/16/2011 - 16:40



I had a judgement against me in September of 2006 regarding MRC Receivables, Corp. They froze my account and I paid it off. Now it is still on my credit report and I have been denied credit and I have excellent credit ever since then. What do I do to get this off of my credit report?


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Sub: #5 I recently found out a judgment was served against me by MRC RecWed, 03/16/2011 - 11:38



I recently found out a judgment was served against me by MRC Receivables Corp. I had some payday loans back in 2004 and think it could be this, because I went through Consumer Credit Counseling and completed it two years ago, and at that time this debt never showed up on my credit report. Not once did this company ever contact me or make an attempt to settle the debt. Now it is on my credit report and it is ruining my credit. Please tell me what to do?

Can you e-mail me at: No email addy for your safety and per TOS- Goldenbast I will look here for the response if not. Thank you.


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Sub: #6 mrc has a few names starting w/ encore capital group. i googled Fri, 02/11/2011 - 12:59



mrc has a few names starting w/ encore capital group. i googled 'mrc recievables corp phone number' and there are a few phone numbers to check out. i too recieved a judgement from them back in 06 but still trying to figure out why.


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Sub: #7 Please know your rights. MRC reveivables Corp put a bank levy Wed, 01/19/2011 - 06:57



Please know your rights. MRC reveivables Corp put a bank levy on my checking account which caused my whole SSI check to be garnished. I filed an exemption at the courthouse. MRC Reveivables or none of their representatives even showed up! They just sent a motion to dismiss!! That tells me that they should have been allowed to touch my SSI in the 1st place. If I didn't have sense enough to know that creditors couldn't do that to you... I would be still out of my whole SSI check.


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Sub: #8 just recieved a letter from mrc receivables stating that they fiSat, 11/13/2010 - 12:48



just recieved a letter from mrc receivables stating that they file a judgment against me in the amount of $1225.00 i received the letter on 11 13 10 and the monies were supposed to b paid by the 10th what do i do


paulmergel
paulmergel


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Sub: #9 Quote:Originally Posted by AnonymousIf the debt is pass 6 years Tue, 11/02/2010 - 07:10



Quote:
Originally Posted by Anonymous
If the debt is pass 6 years and you live in NYC the debt is void.
http://www.creditcards.com/credit-card-news/cr edit-card-state-statute-limitations-1282.php



there are only two states that when a debt is past SOL it's void.WI,AND MS.every other state the debt is still owed,but it's your option topay as whoever tries to collect can't sue or take other action to collect.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


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Sub: #10 Quote:Originally Posted by Anonymousmy husband and I are trying Tue, 11/02/2010 - 07:05



Quote:
Originally Posted by Anonymous
my husband and I are trying to buy a house and I was told by the realtor that there is a civil judgement on my CR. After looking into it I found that it is MRC receivables for like $1400. I was a bad 18 year old at one time and I did rack up a CC bill for about 800 and one for 1000. I have settled one of them on my own years ago. I was never contacted by MRC nor was I served anything about a judgement or court date. I have been reading all of these posts. I can't find a phone number anywhere to contact them to ask what the hell is going on. Its like they exist but they don't. I can't buy a house until it's taken off my CR... I feel screwed. I'm going to contact the local court tomorrow and hope I find something out.

If the debt is pass 6 years and you live in NYC the debt is void.
http://www.creditcards.com/credit-card-news/cr edit-card-state-statute-limitations-1282.php


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