Received summons yestrerday from sheriff's office for Midland funding llc for a Providian card that I had a few years ago. I have a very low paying job and cannot afford the money they are after (about 1800 dollars). The debt is not out of SOL. I was looking for their phone number online last night and was shocked to find all the complaints and harrassment that this company has caused. Now I am confused- should I call Midland to try to arrange payments? Should I try to get a pro bono lawyer (can't afford a real one) and go to court? People's accounts seem to differ, and I really need a good idea of what to do. Thanks so much!
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