Midland Funding LLC is suing me

Received summons yestrerday from sheriff's office for Midland funding llc for a Providian card that I had a few years ago. I have a very low paying job and cannot afford the money they are after (about 1800 dollars). The debt is not out of SOL. I was looking for their phone number online last night and was shocked to find all the complaints and harrassment that this company has caused. Now I am confused- should I call Midland to try to arrange payments? Should I try to get a pro bono lawyer (can't afford a real one) and go to court? People's accounts seem to differ, and I really need a good idea of what to do. Thanks so much!


Sub: #1 midland corp /lawyer
Fri, 01/18/2013 - 16:10

I am too dealing with this company and got served ppwk and never heard of them anyway this lawyer in houston has had dealings with this Midlnd corp and have won the battle so i go to  court on wed this next week and not sure how this will play out but this Lawyer office calling me back on monday :)  there # Weston and Assocates 713-623-2042 try them :) and good luck

Posts: 72
Credits: 1239.65

Sub: #2 A judge is concerned with one thing and one thing only - whether
Thu, 10/25/2012 - 17:00

A judge is concerned with one thing and one thing only - whether you legally owe the debt. If they prove that they own the debt and you owe the amount they are claiming then the other debts youre paying don't mean a thing to a judge. A judge might encourage them to make arrangements with you but a judge cannot force that upon them. If they can prove the debt they will get their judgement against you.


Sub: #3 Fight fight fight
Thu, 10/25/2012 - 13:13

:???:I say FIGHT them!! i AM BEING sued for 9900 bucks. Funny how a year ago the company that owned that debt offered up 4900 bucks NOW the bottom feeders at Midland want the whole amount. which they paid a couple cents on the dollar...ANYHOW..I am with a debt settlement company and they ignored the calls from my debt settlement company and went ahead and filed a lawsuit. I plan to go all the way, represent myself in court, tell the Judge that if I were not in such dire straits I would not be working with a debt settling company. My credit rating went from 820 down to barely 500. I can not afford to pay another monthly payment. I pay 620 bucks a month to my debt settlement company. Hopefully the judge will see that I am trying to make things right, I am 3 years into this ride and have settled one large debt and only have 5 or 6 to go. SO I SAY fight the coporate bastards!!
good luck!


Sub: #4 Limits
Tue, 06/21/2011 - 04:28

Keep in mind, EVERY state has a limit as to how long you can persue a credit card debt. That limit does NOT apply to other types of credit such as home equity loans car loans etc.
For CREDIT CARDS ONLY! That limit never gets longer than 2 years in any state. Some states it's less.


Sub: #5 Midland Funding Case dismissed in California
Wed, 06/08/2011 - 13:31

The day I got served with a lawsuit I was at a loss for words. I had no idea who this was and why they were suing me. I immediately did a Google search and came across a forum where many people in my situation were talking about your website. It was obvious you knew what you were talking about, so I bought your guide ??? it was a lifesaver. I was guided every step of the way with all the legal paperwork and what steps I needed to take next. My case In California was dismissed. I would recommend your guide to anyone in similar circumstances - I really would have been lost without it. Thank you so much!

-Josh, CA
Visit DefendASummons.com


Sub: #6 Midland Funding Case dismissed in Minnesota
Wed, 06/08/2011 - 13:30

[COLOR=navy]I just wanted to say thank you your guidance with my junk-debt lawsuit in Minnesota. They came out of nowhere suing me and I had no idea what to do. I contacted them to inquire about the case and my options, and was quite close to settling with them. Then I found your website on Google and have to admit, I was a bit reluctant to pay for your guide. However, I realized it was a lot cheaper than what they were trying to get from me so figured it was worth a shot. Everything was explained well, and my case was dismissed! I truly can???t thank you enough! Good to know there are people out there like you who don???t charge and arm and a leg to help those of us who don???t have a clue. Thank you again![/COLOR]

[COLOR=navy]- [/COLOR][COLOR=navy]Lori, MN[/COLOR]
[COLOR=navy]Visit DefendASummons.com[/COLOR]


Sub: #7 Midland Funding Case dismissed in Oregon
Wed, 06/08/2011 - 13:28

I just want to express my sincere thanks for your help. I received a summons in Oregon from a debt collector, and had no clue what to do. I searched the web about the company suing me, and most luckily found your website popping up again and again. Your guide is amazing. every question I had was answered, and every step explained. My case was dismissed, and they collected nothing from me. You???ve paved the way for people like me, who don't know anything about the court system.

-Matt, OR
Visit DefendASummons.com

Posts: 2
Credits: 140

Sub: #8 CrazyInDebt
Tue, 05/31/2011 - 18:09

The same company is suing me too! threatining to garnish my wages. they snaked their way into the essex county courts, ordered a court officer to deduct money out of my account w/o my consent. I've never heard of midland funding llc either.

from the looks of it, they rip offs!!! I'm gonna need a lawyer!!!:mad:


Sub: #9 I was just served papers from Dell in the amount of $2600, I pur
Wed, 03/23/2011 - 11:22

I was just served papers from Dell in the amount of $2600, I purchased a computer from them over 3 years ago and the computer was no where near that amount. Payments were made, then I stopped receiving invoices, now the civil suit. What choices do I have with this civil suit and do I need to show up in court or can something like this be resolved out of court?


Sub: #10 Midland also claimed they served me but the person they actually
Fri, 02/18/2011 - 10:48

Midland also claimed they served me but the person they actually served was 20 years younger. I called and told Midland they did not serve me and I'm sure they will probably not inform the court that the wrong person was served. I recorded the conversation so I can prove I informed Midland they served the wrong person. We shall see if they do anything about it. I believe the original debt was approx $15,000 and now it's up to approx $24,000 with attorney fees. We offered them $3,000 and they came back at $14,000 and not coming down so looks like they will get nothing as we have nothing. Greed is not a good direction by them when they probably paid 5 cents on the dollar for this debt.

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