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MCM collection agency – Feedback from consumers

Sub: MCM collection agency – Feedback from consumers
Wed, 10/09/2008 16:58

A company called MCM called me about a credit card. I admit the debt but I want to discuss what happened. A man called me and he was speaking broken English. I could not understand him and I also had a bad phone signal. So, I tell the man that I have to go and to call me back at a later time because I was also at work. He keeps talking to me and keeps trying to push a settlement offer on me. I keep telling him I have to go. So then he yells at me and says"DO YOU UNDERSTAND WHAT I AM SAYING, DO YOU UNDERSTAND CLEAR ENGLISH" that really made me mad. He could not speak clear English. Am, I wrong for being upset. Has anyone else here had that problem and what should I do about it?

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Sub: #1 MCM - Calling for a 10 year old debtWed, 11/21/2012 - 13:32

I just checked my credit report a few days ago, and updated my cell number. Literally a few days later, I kept getting a call from "Unknown" and after a few times of not answering (figuring it was some telemarketing call), I finally picked up. I guess MCM had bought a bad debt from 10 years ago and was trying to collect...offered up a settlement right away. I had actually paid this bill 10 years ago and the account was closed. And since I had just checked my credit report a few days ago, I knew that this was not on my report so I told him so. But he was not interested at all with what I was telling him. He tried to get me to tell him my new home address and to just pay for it over the phone. I asked him to provide me information on this debt and he had really no information other than outdated personal information such as an old home address. He then told me that the burden of proof was on my end. So I informed him of various credit and collection laws and he kept mentioning FDCPA so I asked him to explain to me the statutes where they can purchase non-existing debt and try to collect after 10 years. He obviously wouldn't, but then I decided to show him what it would feel like to be on the receiving end. So then I began reading word for word starting with the first section of FDCPA. And I told him I'll keep him on the phone all day long and inform him of the actual laws. After 30 min of talking to him on the phone (not letting him get a word in), he finally told me that he would mark to never call me but will keep sending letters in the mail. So I told him I had 8 more hours I can talk to him and read to him the entire Federal Credit Reporting Act word for word so I can better inform him including all amendments introduced and passed year after year. Finally after another 15 min (total 45 min) on the phone, he said he'll mark to never call me or send me a letter. I'm hoping they never call back, but I was thinking about calling him again to make sure the note he claims he put on my file was still there. At this point, I'm happy to call them over and over and over again until I make their lives miserable. Once something gets turned around onto someone else, it always seems they will do the right thing. The golden rule.


Sub: #2 harassmentMon, 11/19/2012 - 22:17

I have been receiving numerous calls from MCM, asking for a person who does not live with me and some how they have acquired my phone number. He spoke in broken English, possibly from the Philippines, who demanded to speak to that person. I asked how he acquired my phone number and he only repeated that he wished to speak to that person. Regardless of what I asked he began getting demanding that I produce the person.
I repeatedly told him I wanted to have my number placed on a "do not call list," he said again demanded that the person be brought to the phone. This company is a real pain in the ass, how does someone get rid of them?


Posts: 15420
Credits: 135781.27455969

Sub: #3 idiotThu, 11/08/2012 - 06:48

one i deleted your email as that is a TOS no no.second nobody should read your post as i did,and have a splitting headache for it.learn to spell,construct a proper sentence,and make an ounce of sense next time.buh-bye.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Sub: #4 pls reed itWed, 11/07/2012 - 19:57

mcm is debt collection cmpany,,, when evr any consumer disput any bill,,what they want to the consumer they want consumer to shaw the documntation that saport consumers 0 balance ltr from the orignal creditor,noc, if consumer paid it of befor so any ltr that saport thr statemnt, and if consumer says i hv no docmnt or i nvr had this servc,,, so mcm wants thr consumer to send copy of police coplnt.with the handritn ltr,,,,,if thr is some identity thft,, so if we tlk about mcm its a 2 lagst debtbuyer cmpny in us, mcm, respct the consumers and( mcm treat the consumers the way they want to be treated). what i would sagust you if you hv any bad debt or debt when evr any collection cmpny call you up dont gv me excuse tlk to them dscusd your all mtrs with them if you hv mny to pay them to get you account steld if you dont hv says them you need time to save mny to clos your debt whenevr debt collector call you dont ignor that call allways tllk to them let them knw you situation,bcoz as pr my consrn debt collectors spose to help the people they save mny for consumer to get thr account resolvd.
spose you hv 10000$ debt
in ordr to get this 10000$ account clos people spose to hire dca(debt consolidation agency) to setle thr dbt then what they do,, they took to mny like consumer hs a debt of,,10000$ they askd you to pay them pay them mnthly instlmnt of,666.67$ a mnth for 12 mnths then what people do they spose to agree them to get thr account resolvd but here is a thnk whch needs to be considered in the mind if you calculate 666.67$*12 mnths so the amount would be 8000$ right
now see here
instead of going to the debt consolidation if peaple directly go to the creditor or if the orignal creditor sold the account to debt collection cmpny so what i would recomand you people to contect directly to that comny and get your account resolvd, and if you do that so instead of going to debt consolidation agency if you get your account reslovd by gttng touch with that debt collction compny they gonna save you a chank of many more then that like if debt consolidation cmpny gonna stl you account instead of payng 10000$ they askd you to pay them 8000$ to clos it,,but if you directly contct to debt collction cmpny who purchsed your account from orignal creditr they gonna gv batr stlmnt ofr to get your account resolvd gonna save you a chank of mny on your bill and also gonna report your account as paid in full to all the magr credit buerue but when evr you stl the account askd them to send your a ltr frst that state the same informtion
i am not going to disclosed my name if you need more info so email me DELETED...PM


Sub: #5 AnswerSat, 10/13/2012 - 20:31

Hi, just got a call from this company. Wrong s.s.#, a company I have no affiliation with, etc. But kept trying to get my soc. Anyway, supervisor name is allegedly Mark Frazier & number is 800-265-8825 X 53213. I really hope this helps.


Posts: 1680
Credits: 31178.640299934

Sub: #6 Yes this is a scam do not pay themMon, 10/08/2012 - 12:28

Yes this is a scam do not pay them

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs


Sub: #7 mcmMon, 10/08/2012 - 09:13

MCM contacts me daily makes threats of coming to my work and arresting me idiot don't pay the debt. Also telling my friends I own money. Like loan sharks. They never say what or who I owe. I want a letter in writing but they never send one. I believe they are of a different country and scamming the money if we fall for their tricks


Sub: #8 Scam artist watch out !Mon, 08/27/2012 - 13:21


I suspect MCM group is using low-paid foreign workers from India who could speak English. I suspect the Job of MCM is to keep calling the same number over and over asking for a Fake name or Non-Existing Person. This is a NEW kind of Making Money invented by the Chinese and India, the purpose of strategy is to bother people so they have to deal with the bills that they never owe to avoid being harassed, I suspect MCM group also using the other method is to report to 3 credit bureaus the deb that victims do not owe .

MOST of people in US don't pay the deb that we do not owe but estimate 02% of rich people will pay to this kind of threat to avoid being harassed or to face a bad credit reports .

The math is to make phones call to thousands people a month and .02% of rich people who will pay, as I suspect it is MCM group will Make A Fortune by using this criminal method. Recently, Vietnamese police arrested 10 Chinese doing this kind of business in Vietnam .

If MCM group is a legitimate collection agency , they will not have more than 1,000 complaints file in BBB website about "wrong number" harassment phone calls, false credit reports, also thousands of people report about MCM group on the internet about MCM group consistent with the phone calls to a "wrong person", "wrong numbers".


Sub: #9 Contact number they gave meSat, 08/18/2012 - 13:47

They gave me extension 534-54


Sub: #10 MGM Bogus!Mon, 08/06/2012 - 20:41

Guys be careful with that company its not legit I just received a call from this company everything that you said about the way they speak etc.are true.. what they are trying to do is to get more information from you "steal your identity" he tried to get my last 4 digit of SSN but I told him I will not give it to you because your not the bank, your a 3 party company and you should have that digits in your record but when he gave me the last 4 digit of my SSN on their record its not the right one maybe he was like expecting that I will correct the SSN that he told me nahhh I am not stupid! :) and another thing they called my wifes cell no. not my cell on that spot its already bogus. So guys be careful on giving out your informations to this bogus guys!

By the way I am not deliquent with any of my debts or credit cards like what he is telling me to settle. :)


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